How to pay back the social security after paying it off? Can you make it up after more than a month? How long can I stop using it?

Generally speaking, social security that has been paid for less than 3 months can be paid back. If it exceeds 3 months, it can only be renewed. In addition, the continuous payment period will also change to some extent, and the calculation needs to be restarted. As for how long social security will expire, it is not uniform according to the specific types of insurance. For example, the old-age insurance will not be invalidated when it stops, but it can be replenished, while the industrial injury insurance will be invalidated as soon as it stops.

After the social payment is cut off, it needs to be paid in time. If it is more than 6 months, the social security payment may be broken due to late payment fees, corporate capital chain breaks, financial disputes and other reasons. After breaking up, employees can repay through personal payment, original payment and new payment.

Employers and insurance companies should pay social security fees in a timely manner. Once it is overdue for more than 6 months, the social security agency will charge the social security late payment fee, which will be calculated on a daily basis. Therefore, if it is not a last resort, the employer will try not to pay social security. If the social security is broken due to the employee's resignation, the employee himself can make up for it.

Social security can be paid in three ways, and the related expenses should be borne by yourself. Generally speaking, employees can pay in the following three ways after social security is paid off.

1. Individual payment: If the expenses are paid by individuals, maternity insurance, industrial injury insurance and unemployment insurance will not be paid. In order to avoid this situation, the insured can pay through a third-party social security payment company.

2. Paid by the original unit: If the expenses are paid in time within half a year, there is no late payment fee. If it is more than six months, in addition to paying social security fees according to the established standards, you must also pay late fees and interest.

3. Repayment by the new company: employees can repay social security fees through the new company, but employees need to bear the related expenses owed.

If you stop paying social security for one month, the account will not be cleared, but there will be other adverse effects. If social security is suspended for one month, it won't have much impact. As long as the fee is renewed in time, there will be no late payment fee. But it will have a negative impact on personal medical reimbursement, provident fund loans and maternity insurance reimbursement. In addition, in some areas, it will be impossible to settle down and send their children to school.

What needs to be known is that paying social security for one month will not lead to clearing personal accounts, but some insurances that need to be paid continuously to accumulate years may be recalculated. Therefore, if there are no special circumstances, it is best not to let social security pay off.

After the social security is suspended, the industrial injury insurance will be invalid immediately, and other insurance benefits will be different. After the suspension of social security, the normal use of reimbursement will be affected. For example, medical insurance can't apply for reimbursement after one month's suspension, while work-related injury insurance will become invalid as long as it is suspended, and it can't be renewed by employees themselves.

Different from industrial injury insurance, maternity insurance determines the insurance rights and interests on a yearly basis. If the insured fails to pay in full after 12 months, he will not be entitled to reimbursement. After the social security payment is stopped, the old-age insurance and unemployment insurance will not expire, but the accumulated payment period will change.

With the continuous improvement of the social security system, the impact of withholding or stopping insurance will have a corresponding impact on different types of insurance. For the insured, the social security fee is not high, but the rights and interests guaranteed are very comprehensive. Therefore, if the employee resigns from the original unit and has not found a new unit, it is best to pay through the third-party social security payment company to improve the individual's ability to resist risks and not be afraid of the ups and downs in life.