How to determine the payment ratio of five insurances and one gold for Dalian Trail Point?

1. What is the payment ratio of five insurances and one gold for Dalian Trail Point? 1. Endowment insurance: 18% unit, 8% individual; 2. Medical insurance: 8% for units and 2% for individuals; 3. Work-related injury insurance: the unit is 0.35%, and the individual does not pay; 4. Maternity insurance: the unit is 0.2%, and the individual does not pay; 5. Unemployment insurance: unit 1%, individual1%; 6. Provident fund: the maximum contribution ratio of housing provident fund for old employees is15% for each unit and individual; The minimum deposit ratio of units and individuals is 10%. New employees who pay housing monetary subsidies by increasing the deposit ratio of housing provident fund can continue to implement the deposit ratio of 25% of the unit and 0/5% of employees/kloc; Employees in Dalian Development Zone continue to implement the contribution ratio of 18% and 14%. 2. What is the payment base of five insurances and one gold in Dalian? According to the Notice of the General Office of Dalian Municipal People's Government on Adjusting the Deposit Policy of Housing Provident Fund, the minimum deposit base of employee housing provident fund shall not be lower than the minimum wage standard of last year, and the maximum shall not exceed 5 times of the average social wage of last year. According to the data released by relevant departments, if the average monthly salary of employees in our city exceeded 24,609 yuan in 20 16, 24,609 yuan was used as the monthly deposit base, an increase of 7.7% over the previous year; If the average monthly wage is lower than the current monthly minimum wage in our city, the current monthly minimum wage will be used as the monthly deposit base. As for Dalian's social security payment base, you need to consult Dalian Social Security Bureau, because the latest social security payment standard has not been published online. You can also visit the website of Dalian Human Resources and Social Security Bureau to view relevant policy notices. 3. Can "five insurances and one gold" be reduced or exempted? In accordance with the relevant provisions of the law, for the "five insurances and one gold", the payment units and individuals pay in full and on time in the form of money, and the part that the individual should pay is withheld and remitted from his salary by his unit. "Five insurances and one gold" shall not be reduced or exempted as required. Units that have difficulties in paying housing provident fund may defer payment after discussion and approval by the workers' congress or trade union of the unit, and after examination by the management center and approval by the management committee. After the economic benefits of the unit improve, it should be issued immediately. 4. Should employees pay "five insurances and one gold" during the probation period? During the probation period of employees, units and employees should also pay "five insurances and one gold" in accordance with relevant regulations, because the probation period is an integral part of the contract period and is not isolated from the contract period. In addition, it is the legal obligation of the enterprise to insure employees, which does not depend on the intention or will of the parties, even if the employees say that they do not need to pay insurance. To sum up, among the five insurances and one gold, industrial injury insurance and maternity insurance are not paid by individuals, while others are paid by companies and individuals according to a certain proportion, and companies pay more. Even employees who are not admitted during the probation period can enjoy this treatment according to law. After Dalian citizens have a certain understanding of the payment ratio of five insurances and one gold in Dalian, when they find that the account balance is wrong, they can raise it with the unit in time.