The Difference Between Temporary and General Accounts of Beijing Social Security

The difference between a temporary account and a general account in Beijing Social Security is as follows:

1. A general account refers to an account established by a participant who enrolls in a program in his or her place of domicile, while a temporary account refers to an account established for the first time by a participant outside of his or her place of domicile;

2. A general account is an account established for a woman before she reaches the age of 40 and a man before he reaches the age of 50, while a temporary account is an account established for a woman after she reaches the age of 40 and a man after he reaches the age of 50. accounts are those established after the age of 40 for women and 50 for men.

Social insurance is a social and economic system that provides income or compensation for the population that is incapacitated, temporarily out of work, or has suffered a loss due to health reasons. The main programs of social insurance include pension insurance, medical insurance, unemployment insurance, work injury insurance, and maternity insurance.

Social insurance programs are organized by the government, which forces a certain group of people to form a social insurance fund by paying a part of their income as a social insurance tax (fee), from which the insured can receive a fixed amount of income or compensation for their losses if certain conditions are fulfilled, and it is a kind of redistributive system, the goal of which is to ensure the reproduction of material and labor force and the stability of the society.

In China, social insurance is an important part of the social security system, and it occupies a central position in the whole social security system. In addition, social insurance is a kind of contributory social security, which is mainly financed by employers and workers themselves, with the government subsidizing and assuming the ultimate responsibility. But workers can only enjoy the corresponding social insurance benefits if they fulfill their legal obligation to pay contributions and meet the legal conditions.

Social insurance refers to the system whereby the state, through legislation, mandatorily establishes a social insurance fund to provide necessary material assistance to workers participating in labor relations in the event of incapacity or unemployment. Social insurance is not for profit.

Social insurance is mainly through the mobilization of social insurance fund, and within a certain range of social insurance fund to implement the co-ordination of transfer to the workers encountered in the labor risk to give the necessary help, social insurance for workers to provide a basic livelihood protection, as long as the workers meet the conditions for enjoying the social insurance, i.e., either with the employer to establish a labor relationship, or has been in accordance with the provisions of the payment of social insurance premiums, can enjoy social insurance. As long as the worker meets the conditions for enjoying social insurance, i.e., either has established a labor relationship with the employer or has paid the required social insurance premiums, he or she will be entitled to social insurance. Social insurance is the core of the social security system.

Legal Basis

The Social Insurance Law of the People's Republic of China

Article 2 The State establishes a social insurance system of basic old-age pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance systems to safeguard the rights of citizens to obtain material assistance from the State and society in old age, sickness, industrial injury, unemployment and maternity in accordance with the law. society in the event of old age, sickness, industrial injury, unemployment or maternity.