The difference between personal social security and employee social security

Legal analysis: personal social security is more inclined to the "new rural cooperative medical system". Most people who pay the new rural cooperative medical system actually only pay one medical insurance, but social security includes four other types of insurance, including maternity insurance, endowment insurance, work injury insurance and unemployment insurance. There are already five types of insurance for employees' social security, and all five types of insurance can play a role as long as they encounter related things. Personal social security is different. Generally speaking, everyone only pays medical insurance, and other types of insurance are not. Therefore, it can only be used within the medical scope. Moreover, the social security paid by individuals, when reimbursing expenses, will be less than the social security of employees, of course, the scope will not be too large. Because each city has different regulations on social security subdivision, everyone wants to know the specific reimbursement ratio and refer to the indicators given by the local social security bureau. This is not uniform in all cities.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.