Is the money in the medical insurance card paid by an individual?

The balance of medical insurance accounts is not the part paid by individuals, but the part paid by companies and individuals, because medical insurance accounts are divided into co-ordination accounts and personal accounts, in which co-ordination accounts belong to the part paid by companies and personal accounts belong to personal accounts. To put it simply, suppose that the company pays 400 yuan medical insurance every month and you pay 200 yuan yourself, then 400 yuan will enter the overall account and 200 yuan will be transferred to the personal account in proportion. Details are as follows:

1, the role of the overall account in medical insurance is reimbursement, that is, after the insured applies for reimbursement, part of the money is transferred to the hospital through the overall account;

2. The money in the personal account belongs to the insured person himself and exists in the medical insurance card. You can buy medicine or see a doctor at your own expense at a designated institution;

3. The amount in the overall account will not be displayed, but the balance in the personal account can be displayed. The money in the medical insurance personal account is in the social security system. You need to check how much money is in your medical insurance account. You can take your card to the designated pharmacy to check.

Legal basis: Article 7 of the Regulations on Basic Medical Insurance for Urban Employees in People's Republic of China (PRC).

The basic medical insurance premium is paid jointly by the employer and the employees. Among them, the employer shall pay 5% to 7% of the total monthly wages of its employees, and the rate for employees to pay the basic medical insurance premium shall not be less than 2% of their total monthly wages.