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Is social security a rural cooperative medical system?
1, the payment standard is different. Because social security has five insurances, the payment is higher than that of the new rural cooperative medical system;
2. The reimbursement rate is different. The medical insurance in social security is mainly used for reimbursement of medical treatment, including reimbursement of hospitalization medical expenses, reimbursement of maternity allowance and reimbursement of general outpatient service, and the reimbursement ratio of different regions using the new rural cooperative medical system is also different;
3, the scope of use is different. Medical insurance in social security can be used for registration, medical treatment, medicine purchase and hospitalization reimbursement. At present, hospitalization in many cities of the new rural cooperative medical system can only be reimbursed;
4. Different coverage. Social Security As long as you have a formal job or are in a town, you can participate in social security, while the new rural cooperative medical system can only be done in rural areas.
5. The insurance period is different. Social security is paid once a month, and medical treatment cannot be reimbursed from the next month after the payment is cut off, while the new farmers pay once a year and can only pay for one year.
Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law.
The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children. Tenth employees should participate in the basic old-age insurance, the basic old-age insurance premiums paid by the employer and employees.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.
The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.
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