Can I pay five insurances and one gold when I leave my job?

If you resign, you can hand it in yourself.

Individuals can pay social insurance with flexible employees, and they need to pay according to the prescribed payment base and proportion. It should be noted that individuals in social security can only pay endowment insurance and medical insurance, while unemployment insurance, work injury insurance and maternity insurance are paid in full by the company, so they will automatically stop paying after resigning, and individuals cannot pay.

The specific process of individual social security payment is as follows:

1. Individuals can pay social insurance as freelancers. Social insurance here includes two aspects, namely endowment insurance and medical insurance. The condition of participating in insurance is that an individual has an urban hukou or a rural hukou. As long as these two conditions are met, individual endowment insurance and medical insurance can be paid in the local social security department;

2. If you want to pay social security, you need to go to the social security service point of the local community street or the labor and social security bureau of the county-level social security bureau to handle related business;

3. When paying social insurance in the Social Security Bureau or the Municipal Labor and Social Security Bureau, it is necessary to provide basic information, including personal residence booklet, ID card, copy of ID card and several one-inch photos;

4. The individual payment standard is based on the average salary of local social security in the previous year, in which the proportion of pension insurance payment is 20% and the proportion of medical insurance payment is 9%.

Impact of social security withholding:

1, endowment insurance. Old-age insurance must be paid for 15 years, and you can receive a monthly pension after retirement age. Although there is a supplementary payment policy, it will still affect the amount you receive every month.

2. Medical insurance. Women who have paid for medical insurance for 20 years and men who have paid for 25 years can enjoy lifelong medical insurance after retirement. If the supply is cut off, it needs to be renewed within the buffer period, which is 3 months. If the insurance is not renewed, the number of years needs to be recalculated, and the reimbursement amount and the medical insurance amount for major diseases will be affected.

3. Buy a house, a car, settle down, etc. The continuous payment period of social security in many cities is directly related to the qualification of buying a house and buying a car, and the suspension of payment will directly affect these life events.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 10 of People's Republic of China (PRC) Social Insurance Law

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 11

The basic old-age insurance combines social pooling with individual accounts.

The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.