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When did social security start
Social security, the state began in 1986, at that time is only for the state-owned enterprise unit workers, trial contract system, all after October 1986 to participate in the work of the contract system, and pay pension insurance.
Beginning in 1993, the state has been experimenting with a full labor contract system for all permanent workers in state-owned enterprises, which has then been expanded throughout the country. Gradually increase the coverage, and also gradually began to flexible employment pension insurance, facing the general public, in 1997 began to pilot the rural pension insurance and urban residents pension insurance.
Expanded InformationThe main difference between social insurance and commercial insurance
The purpose of implementation is different. Social security is to provide members of society with basic protection when necessary, not for the purpose of profit; commercial insurance is the commercialization of insurance companies, for the purpose of profit;
Implementation methods are different. Social insurance is mandatory according to national legislation, commercial insurance is to follow the principle of "freedom of contract", by enterprises and individuals to voluntarily insure;
Different implementation subject and object. Social insurance by the state set up a specialized agency for fund-raising, management and issuance of funds, the target is within the legal scope of the members of society; commercial insurance is managed by insurance companies, the insured can be eligible for coverage of any person;
The level of protection is different. Social insurance for the insured to provide protection is the most basic, its level is higher than the social poverty line, lower than 50% of the average social wage, the degree of protection is low; commercial insurance to provide the level of protection depends entirely on the agreement of the two parties to the insurance and the amount of premiums paid by the policyholder, as long as they meet the conditions of the insurance and a certain amount of ability to pay the premiums, the insured person can obtain a high level of protection.
Reference:
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