Can a woman still pay social security at the age of 48?

Women can pay social security at the age of 48.

The accumulated contributions at the statutory retirement age are insufficient 15 years. According to Article 16 of the Social Insurance Law of People's Republic of China (PRC), there are two solutions: 1. You can continue to pay to 15 years and receive the basic pension on a monthly basis. As for continuing payment, one way is deferred payment, and the other way is one-time payment. 2, into the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

When women pay social security at the age of 48, they can choose to pay flexible employment, which is divided into the following situations:

1, a 48-year-old woman has paid social security for more than 8 years before paying social security. According to the calculation that the retirement age of women with flexible employment is 55 years old, just reaching the retirement age means that the social security payment period expires and they can receive a monthly pension after retirement.

2.48-year-old women have paid social security for less than 8 years before paying social security, so when they reach retirement age, social security does not meet the conditions of paying 15 years, and they cannot receive a monthly pension. You can choose to pay social security to 15 year by year, and then receive a monthly pension.

3.48-year-old women began to pay social security for the first time, which means that even if they reach the retirement age of 55, there are still 8 years of social security left. In some areas, social security can be paid for five years year by year, and the remaining three years can be paid in one lump sum in the sixth year, and then the pension can be received from the age of 60 (the policy of paying social security in each area is different, please consult the local social security bureau for details, subject to the local policy). The advantage of this is that they can receive a monthly pension.

To sum up, social security must be paid as soon as possible. Although there is still a chance to pay social security before retirement, the delay in retirement is also a reduction in the number of years we receive pensions.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.