Which is the farmer's medical insurance card?

On the one hand, the rural medical insurance card is the national emblem with the social security card of the People's Republic of China written on it, and on the other hand, it is a citizen's photo with name, ID number, social security card number, date of issuance and expiration date, which is also a bank card.

If a farmer holds a social security card in his hand, he can directly swipe his card on the POS machine for medical treatment, hospitalization and reimbursement of medical expenses, which is very convenient and simple to use.

There are many preferential policies in rural areas at present. If you can receive subsidies such as supporting agriculture, helping the poor, subsistence allowances, and pensions, they are generally distributed to farmers' social security cards.

In some areas, you can pay water and electricity bills, take a bus by credit card, and make an electronic wallet. Rural social security card can also replace the function of bank card, and can be used as a bank card for cash withdrawal, transfer and consumption. Farmers who seek medical treatment in different places can take social security cards for online settlement, which also eliminates the need to go back and forth to go through the formalities.

The scope of rural medical insurance card:

1, designated drugstore

Medical insurance consists of two accounts: individual account and overall account. Personal accounts can be used to buy medicines at designated pharmacies, and are mainly responsible for the payment of outpatient expenses and hospitalization expenses paid by individuals. The overall account managed by the medical insurance center pays the expenses incurred by the insured who meet the local medical insurance reimbursement.

2. Designated hospitals

(1) When seeing a doctor in a designated hospital, show the medical insurance card to prove the identity and registration of the insured. Individuals do not need to pay first and then reimburse, and medical insurance and hospitals can directly settle the part of medical insurance reimbursement. Only when the account is settled, the self-funded part will be paid by the balance of the medical insurance card or cash.

(2) There is a deductible for hospitalization reimbursement (the deductible standard is generally 10% of the average annual salary of employees in the whole city last year), which means that the money above the deductible needs to be paid by itself, and the reimbursement ratio varies from place to place, and different hospitals and different projects are different, about 80%. You can go to the local labor and social security online for details.