If you go to social security today, you must pay it until the year of retirement, otherwise you won't get a pension. What is this?

Pension insurance has been paid for 15 years, and you can receive a monthly pension after retirement. Payment can be interrupted, and the interruption has no effect on the previous payment period and personal account. You can pay more, or you can go to the social security bureau to go through the transfer procedures and transfer the social security accounts all over the country to the social security bureau where you retire.

If you only pay 15 old-age insurance, the payment base is not high, and the pension may be less in the future. Endowment insurance means that the longer the payment period, the higher the payment base, and the more pensions you will receive in the future.

The personal account of endowment insurance can be inherited, and all its own contributions will be deposited in the personal account. After the death of the insured, the heir can withdraw the balance as the inheritance distribution.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.