Job Recruitment Website - Social security inquiry - How to see whether the social security card has been activated?
How to see whether the social security card has been activated?
1. You can go to the social security designated medical institutions to use your social security card, and if you can use it, it means that your personal account has been activated
2. You can bring your social security card to your local convenience center to check
3. You can insert your social security card into the self-service ATM to see if it can be used normally;
4. You can Go to the card-issuing bank to check whether the financial account has been activated
Social security activation methods:
1, social security account activation
The easiest way is to activate the health insurance designated pharmacy, the user only need to give the social security card to the pharmacy staff, a staff will guide you to operate, the user needs to enter the initial password of the social security account, the initial password is usually social security accounts Users need to enter the initial password for the social security account, usually the initial password is 123456, enter the initial password and then modify the password can come out through the pharmacy activation, users can also go to the hospital, the Social Security Administration of the self-service machine activation, the activation of its operational procedures and the activation of the same in the drugstore.
2, financial account activation
Financial account is a bank card account, in the front of the social security card there is a bank card number, as well as information on the issuing bank, the cardholder only need to bring the social security card to any branch of the issuing bank to activate the financial account, and the activation of social security account, the cardholder needs to enter the initial password, the initial password of the financial account is different from one region to another, enter the initial password and then change the password to activate the financial account. The initial password varies from region to region, so enter the initial password and change it to complete the activation.
Types of social security:
1. Pension insurance
Pension insurance is a social insurance system in which workers receive a certain amount of financial compensation and material help and services from the government and the society after they reach the legal retirement age and retire. State-owned enterprises, collective enterprises, foreign-invested enterprises, private enterprises and other urban enterprises and their employees, and institutions with enterprise management and their employees must participate in basic pension insurance.
The contribution rate for the new participating units (referring to all types of enterprises) is set at 10%, and the individual contribution rate is set at 8%; individual industrial and commercial households and their employees, flexibly employed persons and other types of persons participating in the form of individuals are subject to differential rates according to the number of years of contribution. Individual workers who participate in basic pension insurance can contribute as much or as little as they wish within the prescribed limits, and the more they pay, the more they benefit. Employees receive a monthly pension must be to reach the legal retirement age, and has been for retirement formalities; the unit and the individual in accordance with the law to participate in the pension insurance and fulfill the obligation to contribute to the pension insurance; individual contributions for at least 15 years.
2. Medical insurance
The basic medical insurance system for urban workers is a social insurance system that protects the basic medical needs of workers based on the affordability of finances, enterprises and individuals.
All employers, including enterprises (state-owned enterprises, collective enterprises, foreign-invested enterprises and private enterprises, etc.), organs, institutions, social organizations, private non-enterprise units and their employees, are required to participate in the basic medical insurance, and the basic medical insurance fund for urban workers consists of the basic medical insurance social coordinating fund and the individual account.
Basic medical insurance premiums are made up of the employer's and employee's individual accounts. The basic medical insurance premiums are paid by both the employer and the individual worker***, of which the employer pays 8% and the individual pays 2%. Part of the medical insurance premiums paid by the employer is used to establish a basic medical insurance fund, which is mainly used to pay for the hospitalization of insured employees and outpatient treatment of special chronic diseases, as well as rescue and first aid.
Individual account funds are mainly used to pay for the insured to purchase medicines at designated medical institutions and designated retail pharmacies in accordance with the provisions of the cost of the individual account funds are exhausted or insufficient part of the individual account funds by the insured person in cash, the individual account can be carried forward and use and inheritance in accordance with the law. Participating employees hospitalized due to illness first self-pay hospitalization starting amount, and then into the integrated fund and the individual employee **** payment section.
3, work injury insurance
Work injury insurance is also known as occupational injury insurance. Workers due to work and in the course of the work of accidental injury, or exposure to dust, radiation, toxic substances and other occupational hazards caused by occupational diseases, the state and society to the injured, disabled, and the death of the pre-birth dependents to provide the necessary material assistance.
Workers' compensation insurance premiums are paid by the employer, and the collection rate of workers' compensation insurance premiums is higher than the general standard for industries with a high incidence of work-related accidents, on the one hand, in order to ensure that when workers in these industries suffer work-related injuries, the Workers' Compensation Insurance Fund can pay the full amount of work-related insurance treatment to the injured workers; on the other hand, it is through the high rate of collection, so that the enterprises have a sense of risk, and to strengthen the prevention of work-related injuries and reduce the rate of injuries and deaths. The rate of casualties and accidents is reduced.
4. Unemployment insurance
Unemployment insurance is a system of providing material assistance to workers who have temporarily interrupted their source of livelihood due to unemployment, which is mandated by the state through legislation and the establishment of a centralized fund by the society.
5. Maternity insurance
Maternity insurance is a system of material assistance provided by the State or by society in response to the physiological characteristics of the act of giving birth, and in accordance with the provisions of the law, in the event that the birth of a child to an employed woman results in the temporary interruption of the worker's work and the loss of his or her normal source of income. Maternity insurance benefits include both maternity allowances and maternity medical services.
The Maternity Insurance Fund consists of the maternity insurance premiums paid by the employer, as well as interest on those premiums and late payment fees. Maternity allowances for female workers during maternity leave, medical expenses incurred during childbirth, the cost of family planning surgery for workers and other expenses related to maternity insurance as stipulated by the State shall be paid out of the Maternity Insurance Fund.
In our country, after joining the social insurance will have a social security card, now the social security card is a multi-purpose card, and normal savings card functions are the same, the social security department issued a social security card, the social security card will not be automatically activated, the person needs to go to the designated bank to activate the social security card, through the social security card, the cardholder can understand the situation of their own participation in the insurance.
Legal basis:
The Social Insurance Law of the People's Republic of China
Article 12: Employers shall pay the basic pension insurance premiums in accordance with the ratio of the total wages of the employees of the organization as stipulated by the State, and shall be credited to the Basic Pension Insurance Co-ordination Fund.
Employees shall pay basic pension insurance premiums in accordance with the proportion of their own wages prescribed by the State and credited to their individual accounts.
Individual industrial and commercial households without employees, part-time workers who do not participate in basic pension insurance with their employers, and other flexibly employed persons who participate in basic pension insurance shall pay basic pension insurance premiums in accordance with the state regulations, which shall be credited to the Basic Pension Insurance Coordination Fund and to their individual accounts respectively.
Article 23 Employees shall participate in basic medical insurance for employees, and the employer and employees shall pay basic medical insurance premiums in accordance with state regulations***.
Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance of employees in their employing units, and other flexibly employed persons may participate in the basic medical insurance of employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.
Article 35 Employers shall pay work-related injury insurance premiums in accordance with the total wages of their employees at the rate determined by the social insurance agency.
Article 44 Employees shall participate in unemployment insurance, and the employing unit and the employees shall pay the unemployment insurance premiums together in accordance with the state regulations***.
Article 53 Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums
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