What are the benefits of social insurance and how to enjoy social security benefits?

Social insurance is a social security system in which the state legislates and the society centrally sets up funds, so that workers can get compensation and help from the state and society in cases of old age, illness, work injury, unemployment and maternity.

In view of the above situation, social security has five risks: endowment insurance, medical insurance (including critical illness insurance), work injury insurance, unemployment insurance and maternity insurance.

Social security is one of the most basic policies of the country to benefit the people. As citizens of China people, social security indicators are definitely an important factor to measure whether every citizen can live and work in peace and contentment.

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1、

Old-age insurance: that is, when workers lose their ability to work due to old age, they are given living expenses and care in their old age.

Endowment insurance enjoy conditions:

Endowment insurance needs to pay social security fixed number of year,

(1)1998/kloc-0 participated in the basic old-age insurance before July, reached the retirement age stipulated by the state, and accumulated payment years reached 10 years;

(2) After 65438+1 July 19981,he participated in the basic old-age insurance and reached the retirement age stipulated by the state, and the accumulated payment period (including deemed payment period, the same below) reached15;

2. Medical insurance: that is, income subsidies and medical security measures for employees during their illness.

Basic medical insurance enjoy conditions:

(1) Medical insurance for urban workers and medical insurance for migrant workers shall enjoy corresponding medical insurance benefits from the next month of payment.

(2) The insured will no longer enjoy medical insurance benefits from the next month when payment is stopped.

3. Work-related injury insurance: that is, it compensates the wages of workers who are injured at work and temporarily or permanently lose their ability to work, and it is also a medical care and life care measure for workers who are injured at work.

Conditions of industrial injury insurance:

(1) Persons who are sick due to work-related injuries;

(two) due to work-related injuries, the ability to work is lost and the wage income is interrupted;

(three) due to permanent or temporary loss of working ability, resulting in total or partial loss of wage income;

(4) the survivors lost their source of living expenses due to the death of their supporters.

4. Unemployment insurance: that is, to pay the living expenses and medical expenses of workers during unemployment, as well as safeguard measures such as job-changing training, self-help in production and job introduction.

Conditions for enjoying unemployment insurance:

Participate in unemployment insurance according to the regulations, fulfill the payment obligation for one year, and do not interrupt employment because of my will.

Remarks: To apply for unemployment insurance, the reason for applying for social security relief must be passive unemployment.

5. Maternity insurance: that is, income subsidies and safeguard measures for female employees during childbirth.

Requirements for maternity insurance to enjoy life:

Workers who have participated in maternity insurance for a total of one year and are still insured at the time of childbirth (abortion) shall enjoy maternity insurance benefits according to relevant regulations (starting from 13 months).