What if the social security is not enough 15 years?

1. What if the social security is insufficient 15 years?

1, social security is insufficient 15 years, and payment can be extended to 15 years. When individuals who participate in the basic old-age insurance for employees reach the statutory retirement age, if the accumulated payment is less than 15 years, the payment can be extended to 15 years. If the deferred payment is still less than 15 years after 5 years, it can be paid once to 15 years.

2. Legal basis: Article 23 of People's Republic of China (PRC) Social Insurance Law.

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Second, what is the impact of cutting off social security?

1, endowment insurance: the severance of endowment insurance has no effect. Before retirement, you must pay 15 years, that is, 180 months, in order to receive the pension. It is also overpaid, so try not to break off;

2, medical insurance: medical insurance is different, unless you pay 20 or 25 years in the year of retirement, you can enjoy medical insurance benefits for life. When you are not retired, breaking off diplomatic relations means that you no longer enjoy medical insurance benefits. If the breakup is within 60 days, you can continue to enjoy the treatment in the next month; If it is more than 60 days and less than 180 days, you can enjoy medical insurance benefits three months after the payment is received. If it exceeds 180 days, it will also take 6 months;

3. Maternity insurance: Maternity insurance must be paid continuously for more than 1 year to enjoy the benefits, and the benefits cannot be interrupted. If it is broken, you need to pay for more than one year in a row to enjoy maternity insurance benefits;

4. Occupational insurance: Occupational insurance is after unemployment, and has been registered for unemployment, and there is a job search requirement, not that I intend to be unemployed;

5. Work-related injury insurance: Work-related injury insurance will not enjoy the corresponding treatment when it is not working, that is, when it is not insured.