After less than fifteen years of payment, you will reach retirement age. Can I get a pension?

If the social security has not been paid for 15 years, only the part paid by you can be refunded, and the part paid by the company will not be refunded.

Social security is social insurance, which is a non-profit social security system with income redistribution function. It is a system that most members of society are forced to participate in in order to prevent and share social risks such as old age, unemployment, illness and death and realize social security. In this case, you can't return all of them, only the part you handed in, and the part handed in by the company will not be returned. Social security can be paid back after fifteen years, and it can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance. If the accumulated social security contributions of the elderly who have reached retirement age are less than fifteen years, they can be paid back to fifteen years, or they can be transferred to the new rural social endowment insurance or urban residents' social endowment insurance. /kloc-You can retire without paying social security in 0/5 years. According to the existing relevant regulations, if the social security of the party concerned has not been paid for 15 years by the time of retirement, there are three solutions:

1. When retiring, if the accumulated payment is less than fifteen years, the payment may be extended to fifteen years;

2. Before the implementation of the Social Insurance Law (before 20 11July1), if the extension of payment for five years is still less than fifteen years, it can be paid in one lump sum to fifteen years;

3. During the period of social security payment, social security payment is interrupted, and social security can be paid during this period.

Legal basis:

Article 16 of the Social Insurance Law of People's Republic of China (PRC) * * * Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Derivative problem:

What is the pension policy?

The pension system is a retirement welfare system implemented by the state to ensure that some citizens can maintain their normal living standards after retirement or loss of work ability. Specific citizens shall follow the provisions of relevant state documents after the workers are old or lose their ability to work; As well as their contribution to society, eligibility for old-age insurance or retirement conditions, it is of great significance to pay insurance benefits in the form of money on a monthly or lump sum basis, which is mainly used to guarantee the basic needs of these citizens after retirement, realize "a sense of security for the elderly" and relieve citizens' worries and worries about the death of old-age care, which is of great significance to social harmony and stability and to slow down the contradiction of widening gap between the rich and the poor.