Where is the monthly social security account?

Where did all our social security money go? The social security expenses paid by employees will enter two accounts every month, of which the enterprise will bear 75% of the social security expenses and the individual will bear 25% of the social security expenses. The money paid for social security goes into two accounts, one is the overall account and the other is the personal account, which is divided into the personal pension account and the personal medical insurance account. The medical insurance paid by individuals will be included in our personal medical insurance account, and the medical insurance paid by enterprises will also be included in the personal medical insurance account according to a certain proportion. You can pay the medical expenses directly when you see a doctor. The pension insurance paid by individuals is included in the personal pension account, which is directly linked to how much pension they will receive in the future.

When will the social security card be deducted? Whether the company pays social security or the individual pays, the social security fee will be deducted every month, and the deducted social security fee will be counted as the social security fee paid in the current month. For example, the social security deducted from the salary in June will be counted as the social security payment record in June. Generally, the monthly social security payment record will be displayed at the beginning of next month.

If you want to pay social security yourself, just take your ID card and social security card to the bank. However, it should be noted that social security paid by individuals can only pay endowment insurance and medical insurance, but maternity insurance, unemployment insurance and work-related injury insurance cannot be paid.

What if social security is abnormal? Exceptions are usually caused by two reasons. One is that social security is cut off, which affects medical reimbursement. The other is that the social security account has been delayed. To solve the problem of delay, you can call the local social security bureau at 12333.

legal ground

The state stipulates that individuals can voluntarily pay social security, while enterprises are forced to pay social security for employees. A complete social security system for employees has five kinds of insurance, namely, endowment insurance, medical insurance, work injury insurance, maternity insurance and unemployment insurance.

How important is social security to us? Look at this article:

What's the use of social security? How high is the social security "income"? Why pay social security?

So how does the company pay social security for its employees?

First of all, you need to prepare the materials required by the labor and social security department in the jurisdiction where the enterprise is located and open an enterprise social security account.

Then, the unit receives the social insurance registration form, fills it in completely and seals it. The original and paper copy of the social insurance registration certificate issued by the social security agency.

After the newly hired personnel of the insured unit, they should go through the formalities of increasing the number of insured persons in time and pay social insurance premiums from the starting salary month.

Generally speaking, the higher the employee's basic salary, the higher the social security fee to be paid.

We can also see that with the housing provident fund, enterprises need to pay nearly twice as much as employees when paying social security, which is very beneficial to on-the-job employees. It can save a lot of money and benefit from social security.