What if maternity insurance is less than one year?

Legal analysis: if the maternity insurance payment is less than one year, the unit can pay for the employee for one year, and then the female employee who gives birth enjoys the maternity insurance treatment according to law; If you are temporarily unable to enjoy maternity insurance, the relevant expenses can be reimbursed from medical insurance and other insurance according to law.

If maternity insurance is not paid for one year, the maternity treatment in some areas will be affected. Maternity benefits: In some cities, women can't enjoy maternity allowance and maternity medical expenses if they don't pay social security (including medical insurance) for 12 months in a row, and they need to pay for one year in a row before they can use it. However, in a few cases, if the man has paid 12 months of social security (including the month of childbirth), the woman can also reimburse the medical expenses for childbirth through the man.

Legal basis: Special provisions on labor protection for female employees.

Article 7 Female employees shall enjoy 98 days of maternity leave, including 15 days before delivery; In case of dystocia, maternity leave shall be increased 15 days; For multiple births, the maternity leave can be increased by 1 5 days for each additional child. Female employees who miscarry less than 4 months after pregnancy are entitled to 15 days maternity leave; Abortion after 4 months of pregnancy is entitled to 42 days of maternity leave.

Article 8 The maternity allowance for female employees during maternity leave shall be paid by the maternity insurance fund according to the standard of the average monthly salary of employees of the employing unit in the previous year; Those who have not participated in maternity insurance shall be paid by the employer according to the wage standard of female employees before maternity leave. Medical expenses incurred by female workers in childbirth or abortion shall be paid by maternity insurance fund according to the items and standards stipulated in maternity insurance. Did not participate in maternity insurance, paid by the employer.