How to buy a house in Nanjing without social security

You can't buy a house in Nanjing without social security. At present, Nanjing's purchase restriction policy is: all enterprises, institutions and other institutions purchase houses, covering enterprises, institutions and other institutions in this city and other places; The house that is restricted in purchase is a commercial house. Nanjing implements the policy of restricting purchases and loans. Nanjing local registered households are restricted to purchase two sets of houses. Non-registered families can buy a house in Nanjing without a house, and they need to provide personal income tax payment certificate or social insurance certificate (urban social insurance) for two years or more in Nanjing within three years.

Legal basis: Implementation Opinions of Fangning Chengzi Housing Restriction Policy (20 17) 108.

First, the identification of the subject matter of execution

1. Families who are not registered in this city and have obtained master's degree or above, senior titles (including deputy senior and full senior) and professional qualifications of senior technicians are under 40 years old. If you provide the labor contract signed with the unit in Nanjing, you don't need to provide personal income tax certificate or social insurance (urban social insurance) certificate when buying a house.

2. If the property is acquired by gift, it shall be implemented according to the housing purchase restriction policy.

3. If real estate is obtained due to judicial judgment or judicial mediation, the housing purchase restriction policy will not be implemented; If the real estate is obtained through judicial auction, it shall be implemented in accordance with the housing purchase restriction policy, and the purchaser shall be qualified to purchase the house.

4. If the house is purchased again due to monetary resettlement, according to the audit opinion of the Municipal Construction Committee, the house with the number or area of houses to be expropriated and below will be purchased, and the housing purchase restriction policy will not be implemented.

Two, on the identification of social security and tax payment certificate

1. For individual industrial and commercial households, the tax payment voucher is determined according to the individual income tax voucher, and the unpaid months are calculated together.

2. The old-age insurance is paid by the Department of Human Resources and Social Security of Jiangsu Province, and the rest social insurance (urban social insurance) is paid in our city, and the social insurance (urban social insurance) certificate is recognized.

3. If the individual income tax is paid by the local tax authorities in Jiangsu Province, the personal income tax payment certificate shall be recognized.

4 families who are not registered in this city are determined by the family members who have paid social insurance or personal income tax for the longest time.

III. Confirmation of the Validity of the Purchase Voucher

1.20 17 March 16, if the house purchase certificate has been issued: if the house has not been purchased after the validity period has expired, it shall be issued in accordance with the Notice of the General Office of the Municipal Government on Further Adjusting the Housing Purchase Restriction Policy of our city (Ning Zhengban Fa [2017] No.56). Commercial housing has been subscribed in Nanjing real estate comprehensive business system or the contract has been confirmed, and the second-hand housing contract has been printed or confirmed and submitted in Nanjing online stock housing transaction supervision system. If the purchase certificate has expired, it can be renewed and remain valid.

2. If the application for replacement of the house purchase certificate is lost, and the certificate has not been purchased within the validity period, it shall be implemented according to the Notice of the General Office of the Municipal Government on Further Adjusting the Housing Purchase Restriction Policy of our city (No.56 [20 17]).

3. The validity period of the new house purchase certificate is adjusted to 180 days (now 90 days).

The above opinions will be implemented as of May 4th, 20 17.