Have you enjoyed these rights after paying social security?

Rights and interests enjoyed by social security

I. Legal basis

Article 4 of the Social Insurance Law of People's Republic of China (PRC) stipulates: "Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units. "

Second, individual rights.

1, individuals enjoy social insurance benefits according to law.

According to the provisions of this law, individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have paid 15 years. Individuals who participate in the basic old-age insurance can pay until they reach the statutory retirement age in 15. Receive a basic pension every month; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council. The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Workers who are injured by accidents or suffer from occupational diseases due to work reasons are identified as work-related injuries and enjoy work-related injury insurance benefits; Among them, those who lose their ability to work after the appraisal of their ability to work enjoy disability treatment.

The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations.

2, individuals have the right to supervise the unit to pay wages for them.

Individuals can inquire and check the records of payment and social insurance benefits from social insurance premium collection agencies or social insurance agencies free of charge, and ask social insurance agencies to provide social insurance consultation and other related services.

Three. Personal obligation

1, payment obligation

Employees shall bear the individual payment obligations of basic old-age insurance, basic medical insurance and unemployment insurance; Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employer and other flexible employees can participate in basic old-age insurance and basic medical insurance, and individuals pay basic old-age insurance and basic medical insurance premiums;

Rural residents to participate in the new rural social endowment insurance, new rural cooperative medical care, bear the obligation of individual (or family) payment; Urban residents participate in social endowment insurance and basic medical insurance for urban residents, and bear the obligation of individual (or family) payment.

2. Registration obligation

Individual industrial and commercial households without employees participating in social insurance, part-time employees who have not participated in social insurance in the employer and other flexible employees shall apply to the social insurance agency for social insurance registration; Unemployed persons shall, with the certificate of termination or rescission of labor relations issued by their own units, go to the designated public employment service institutions for unemployment registration in time.