Personal account standard of Jiangsu medical insurance in 2023

Every region is different. According to the regulations of Nanjing, the standards for personal accounts of medical insurance in 2023 are as follows:

Starting from June 5438+1 October1in 2023, it will be credited to the employee's personal account of employee medical insurance every month according to 2% of my base payment; Retirees' personal accounts are based on the amount of 5438+February transferred from personal accounts in June 2022, and are transferred on a monthly basis.

In 2023, new retirees will be included in the monthly quota with the amount of 5.4% of the pension in the month of retirement; From June 5438+1 October1day, retirees' personal accounts will be transferred to 2.5% of the pension.

The role of personal account of medical insurance

The role of medical insurance personal account is mainly reflected in three aspects.

First, it is used to buy medicine at designated pharmacies. Insured people can buy drugs for their own use or commonly used drugs, medical devices or consumables at designated pharmacies with social security cards.

Second, it can be used to see a doctor in the outpatient department of a designated hospital, and can be used to pay the registration fee, medicine fee or examination and treatment fee of the hospital.

Third, it is used to pay the expenses below Qifubiaozhun in hospitalization expenses, and the expenses that need to be paid by yourself in hospitalization expenses.