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Social security is paid in two places. What should I do if I retire later?
1. When handling the transfer and connection of the basic old-age insurance relationship, the social insurance agency will negotiate with me to determine to keep a basic old-age insurance relationship and personal account, and other relationships will be cleared, and the amount stored in personal account will be returned to me;
2. You can enjoy retirement benefits after paying endowment insurance for 15 years. After the termination of the labor contract, the original company has to go through the formalities of stopping paying social security, and the new company continues to pay, and the gap can be filled or not;
3. Before retirement, you should go through the social security merger procedures, first handle the social security transfer, and then clean up other pension insurance relationships according to the principle of "transfer first";
4. If the accumulated payment reaches 15 years and the payment in different places reaches 10 years, the social security can be transferred at the retirement age and the pension can be received locally. Those less than 10 years should be transferred to the social security department that has paid 10 years for retirement.
Advantages of social security retirement in the two places;
1. Simplify the process: Social security retirement in the two places usually involves cross-regional information transmission and data audit, but with the strengthening of information construction, this process has been simplified, reducing the number of round trips for retirees;
2. Protection of rights and interests: By paying social security in the two places, it can ensure that the social security rights and interests of the insured are not affected during their work in different places, which is conducive to ensuring their basic living needs after retirement;
3. Convenient service: Social security services have been handled online in many areas. Insured people can query their social security information through the internet platform, and even handle some business online, which improves work efficiency;
4. Policy support: The state provides policy support for the trans-regional transfer and continuation of social security, and issues relevant regulations to protect the legitimate rights and interests of insured persons, so that the social security retirement procedures in the two places are more standardized and reliable;
5. Social identity: With the development of society and the increase of population mobility, it has become a common phenomenon for the two places to pay social security, which has been recognized and supported by all sectors of society and is conducive to improving the social welfare level of the insured.
To sum up, the social security retirement management measures in the two places simplify the process, protect the rights and interests of the insured, provide convenient services, get recognition and support from the policy and society, and help to improve the social welfare level of the insured.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 19
If an individual is employed across the overall planning area, his basic old-age insurance relationship will be transferred with him, and the payment period will be calculated cumulatively. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.
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