Can I apply for subsistence allowance if I have insurance?

Legal analysis: Yes, having insurance has nothing to do with applying for subsistence allowances. According to the relevant policies, the conditions for enjoying the subsistence allowance are: the per capita income of family members living together is lower than the subsistence allowance standard where their household registration is located, and the family property status meets the conditions stipulated by the local people's government. When applying for subsistence allowances, the household should be the unit, and the head of household should submit a written application to the township (street) or village (neighborhood) Committee where the household registration is located.

Legal basis: Article 54 of People's Republic of China (PRC) Rural Revitalization Promotion Law, the state improves the social security system of urban and rural planning, establishes and improves the security mechanism, and supports rural areas to improve the level of social security management services; Establish and improve the mechanism for determining the basic old-age insurance benefits for urban and rural residents and the normal adjustment of basic pension standards to ensure that the basic old-age insurance benefits for urban and rural residents are gradually improved with economic and social development. The state supports farmers to participate in the basic old-age insurance and basic medical insurance for urban and rural residents in accordance with regulations, and encourages qualified flexible employees and agricultural industrialization employees to participate in social insurance such as basic old-age insurance and basic medical insurance for employees. The state promotes the coordinated development of the minimum living security system in urban and rural areas, improves the level of social assistance such as support for the extremely poor in rural areas, strengthens care services for rural left-behind children, women and the elderly, the disabled and children in distress, and supports the development of inclusive old-age care services in rural areas and mutual support for the elderly.