Who can be exempted from paying social insurance?

The first type: reaching retirement age and having paid enough social security 15 years.

According to China's social security regulations, if people who have reached retirement age and paid social security contributions for a total of 15 years continue to pay social security, the overpaid part will not be included in the pension calculation, which means that the money has been paid in vain, and the overpaid money can only be returned to the individual part, and the money entered into the overall account cannot be returned.

Moreover, the social security requirements paid are not retired, and they have not retired at the retirement age, so the pension received is less than the loss.

The second type: retired and rehired personnel.

Many units will rehire retirees in order to get technicians, and this part does not need to pay social security.

When they sign a labor contract with the unit, it is not a labor contract. Usually, the labor contract requires the unit to handle social insurance for the workers, but the labor contract does not. Secondly, because the rehired employees have retired, if they continue to pay social security, they cannot participate in retirement benefits.

The third situation, dependent workers.

Most of them are college students. Although they all work in the workplace, none of them graduated. Nominally, it is the relationship between students and universities, and does not participate in the recruitment of employers as independent workers. This situation does not meet the conditions of social security payment in China and cannot participate in social security payment.

In the fourth case, cross-regional repeated insurance.

This is the most common situation, and many people will make this mistake. Cross-regional repeated insurance means that social security is paid by multiple regions at the same time in the same period of time. In this case, the state only recognizes one of them, and will not double-count the two, which means that the other is waste.

Many people think that paying two social security will enjoy double protection, but in fact, the overpaid part will be returned to the individual part, and the part that enters the overall account cannot be returned.