15 how much can I get from paying social security in Shenzhen?

Legal analysis: Generally speaking, when you retire, you have to pay 15 years to enjoy the pension for life, so people who want to get the pension must start paying before you retire. If you pay less than 15 of the pension insurance at retirement age, the state will return all the 8% pension saved in your personal account to you when you retire. Where is the 2 1% paid by the company? The state has allocated 2 1% of the money paid by the unit for you to the national pension fund. According to national regulations, when refunding money, only the money withheld by the individual will be refunded, and all the money paid by the unit for him will contribute to the country. How to calculate the retirement pension? The algorithm of pension is very complicated, and the country will change the payment base once a year. If you are 30 years old now, your current payment base is 3,000 yuan. If the retirement age is 55, you must start paying the old-age insurance before you are 40. If you start paying at the age of 30 and pay for 25 years at the age of 55, you must first enjoy a pension. Secondly, if the payment base of 3,000 Yuan You in 25 years becomes 6,000 yuan, then at the age of 55, you can get the basic pension of 6,000× 20% =1.200 yuan first, which is given to you by the state. Besides, you have accumulated a lot of money in your personal account for 25 years. Only the average payment base, (3000+6000). Then you should have 4500×8% (the proportion of individual contributions to old-age insurance) × 25× 12 months = 108000 yuan in your personal account over the past 25 years. In addition to the previous 1200 yuan, you can get108000 every month. In this way, from the age of 55, you can get at least 1200+900=2 100 yuan pension every month. Of course, the national base is still rising every year, so apart from your own annual 900 yuan, you will get more money every month after retirement than 1200 yuan, and your pension will certainly increase. Therefore, the more pension insurance you pay, the better. The more you pay, the more you will enjoy after retirement, and the more money the country will get after adjusting the base every year. It is possible to pay 1000 now and get 1500 ten years later.

Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. To ensure citizens' right to get material help from the state and society in accordance with the law in cases of old age, illness, work injury, unemployment and maternity.