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What is the payment ratio of Nanchang five insurances and one gold?

Nanchang five insurance and one gold payment ratio:

1. Endowment insurance: 20% for the unit and 8% for the individual.

2. Medical insurance: 6% for the unit and 2% for the individual.

3. Unemployment insurance: 2% for the unit and 0/%for the individual.

4. Maternity insurance: the unit is 0.8%, and the individual does not pay.

5. Work-related injury insurance: the unit is 0.4%, and the individual does not pay.

6. Housing accumulation fund: unit 12%, individual 12%.

Payment conditions of Nanchang five insurances and one gold:

1, establish a labor contract relationship with the employer and sign a labor contract.

2. The employing unit is an enterprise that has gone through the business license and other formalities in China according to law, and registered social security and housing accumulation fund according to regulations.

He is a legal citizen of China.

4. regardless of the household registration, you can apply for five insurances and one gold regardless of the town, rural area, foreign place and local area.

To sum up, the payment ratio of five insurances and one gold in Nanchang varies according to different types of insurance and projects, and the payment ratio of units and individuals has become the social security and housing savings system for employees.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.