Does the pension insurance break for three years affect the pension?

1. You don't have to pay old-age insurance when you reach the legal retirement age. 2. If the accumulated payment is less than 15 years before the statutory retirement age, if you are an urban registered resident and the insured place is where your household registration is located, you can apply for a one-time payment of the unexpired portion, and then go through the retirement formalities, without affecting your monthly pension benefits. If you are an agricultural household registration resident, you can only move back to the place where you are registered to buy a new rural insurance, make up the prescribed minimum payment period, and receive a monthly pension according to the new rural insurance treatment. 3. Those who have paid the minimum payment period 15 years at retirement age can enjoy a monthly pension after going through retirement procedures. If the enterprise continues to hire you, the enterprise should pay you the employment salary, which does not conflict with the monthly pension you receive. "Measures for the Implementation of Certain Provisions of the Social Insurance Law of People's Republic of China (PRC)" Article 2 When an individual who participates in the basic old-age insurance for employees reaches the statutory retirement age, if the accumulated payment is less than fifteen years, the payment may be extended to fifteen years. After the implementation of the Social Insurance Law, if the payment is extended for five years but still less than fifteen years, it can be paid in one lump sum for fifteen years.

Legal objectivity:

"People's Republic of China (PRC) Social Insurance Law" Article 16 Individuals who participate in the basic old-age insurance shall receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have paid the accumulated contributions for fifteen years. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.