What is the use of the medical account in the social security card?

1. The medical insurance is divided into two accounts, the personal account, and the money reflected by the medical insurance card can be used to buy medicines at designated pharmacies, pay outpatient expenses and pay the personal out-of-pocket part of hospitalization expenses; The overall account is managed by the medical insurance center, and the expenses incurred by the insured who meet the local medical insurance reimbursement are paid by the overall account.

2. When seeing a doctor, show the medical insurance card to the designated hospital to prove the identity of the insured. At the time of checkout, the part paid by the individual is paid by medical insurance card or cash, and the part reimbursed by medical insurance is settled by medical insurance and hospital, so the individual does not need to pay first and then reimburse.

3. In most places, there is no personal account for the medical insurance that freelancers participate in, because they all pay by themselves, so there is no need to reinvent the wheel. If they only have a pool account, it is equivalent to accident insurance, but it should be noted that it is not for nothing, because medical insurance is to calculate the payment time. When you reach retirement age, the payment conforms to local regulations, and you can enjoy the medical insurance benefits for retirees without paying any more.

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