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No health insurance card, where is the money returned every month

The money is actually placed in the personal account of the social security.

Social security personal account is divided into medical account and pension account, the medical account is mainly used to pay for medical expenses, while the pension account is mainly used to pay for pension. If the social security card is not processed, then the money in the medical personal account can not be used to pay for medical expenses, but the money still belongs to your personal property, and can be used in the future when you need it after the card has been successfully processed.