The sooner you buy five insurances and one gold, the better?

Want to know if the social security is paid as soon as possible?

Well, there are two kinds of insurance, one is social security, which is introduced by the state, and the other is commercial insurance, which belongs to commercial operation, and both are guaranteed.

Social security includes five insurances and one gold, namely, pension, medical care, work injury, unemployment, maternity insurance and provident fund. As for what you mentioned, you can enjoy the corresponding social welfare.

For example, the minimum payment period of endowment insurance is 180 months, which is 15 years. You can give more, and then you can get more. At the same time, the pension insurance can accumulate payment years, that is, intermittent payment is allowed. Medical insurance needs at least 25/30 years. When you reach retirement age, you can apply for pension benefits and medical reimbursement (as long as the fee is renewed, it is also possible at ordinary times).

The current retirement age is 60 for men and 55 for women. Of course, under special circumstances such as engaging in high-risk work and losing the ability to work, you can apply for early retirement and receive pension benefits.

Besides, you mentioned that the earlier the payment, the better. Let me help you analyze it: the amount of social security payment is calculated according to the local social wage of the previous year, which is different every year, and the amount paid every year is increasing.

For example, the average salary of a prefecture-level city is 20,000, then the pension insurance payment is 20,000 * 20% = about 4,000/year, and the medical care is 20,000 *10% = about 2,000/year.

So if you pay early, the amount paid will definitely be less than that paid late.

In addition, it is also stipulated that the lowest grade and the highest grade are not less than 60% of the average monthly salary of social workers, and the highest grade is 300% of the average monthly salary of employees. Generally, the lowest grades are mostly.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.