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Social security five insurance is which five insurance?
1, pension insurance. Pension insurance is a social insurance system that is mandated by the state in accordance with the law, and is specifically for workers and forms a pension fund through the collection of pension insurance premiums from enterprises and individuals to solve the problem of livelihood security for workers after retirement. Its basic treatment is the payment of old-age insurance, which is the main item in the social insurance system of each country, but also the most important guarantee item in the social security system of each country;
2. Unemployment insurance. Unemployment insurance is a social insurance system which is compulsory for the state according to law, and which is exclusively for workers and is used to solve the problem of livelihood security for the unemployed who meet the prescribed conditions by mobilizing the unemployment insurance fund. Its basic treatment is the payment of unemployment insurance benefits and unemployment medical assistance, it is a market economy to adapt to the needs of the development of labor marketization, and alleviate the serious social problems that may be brought about by the phenomenon of unemployment is indispensable to stabilize and protect the mechanism;
3, medical insurance. Medical insurance is a social insurance system that is mandated by the State in accordance with the law, and that is specifically oriented towards workers and forms a medical insurance fund through the collection of medical insurance premiums from enterprises and individuals, in order to solve the problem of medical protection for workers and their families. Its basic treatment is to provide medical insurance and medical subsidies;
4. Workers' compensation insurance. Workmen's compensation insurance is a social insurance system that the State enforces in accordance with the law and raises a workmen's compensation insurance fund for enterprises or employers to compensate workers for the loss of income and medical care resulting from work accidents, and is in essence a system of compensation by employers for work accidents suffered by their own workers, based on the civil law. Its basic treatment includes income security during the period of work injury, work injury pension, work injury medical security, etc.;
5. Maternity insurance. Maternity insurance is a social insurance system that is mandated by the State in accordance with the law, and that mobilizes a maternity insurance fund for employers and individuals to solve the problem of income and livelihood security for women during pregnancy, childbirth and breastfeeding. Its basic treatment is to provide maternity medical insurance, maternity leave and maternity leave pay.
Legal basis:
Article 4 of the Social Insurance Law of the People's Republic of China
Employers and individuals in the territory of the People's Republic of China shall pay social insurance premiums in accordance with the law, and shall have the right to inquire about the records of contributions and individual rights and interests, and to request the social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise the payment of contributions for them by their own units.
Article 10
Employees shall participate in basic old-age insurance, and the employer and the employee*** shall pay the basic old-age insurance premiums together.
Individual industrial and commercial households without employees, part-time workers who have not participated in basic pension insurance with their employing units, and other flexibly employed persons may participate in basic pension insurance and pay basic pension insurance premiums by themselves.
The methods of pension insurance for civil servants and staff members administered under the civil service law shall be prescribed by the State Council.
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