Jiujiang five insurance and one gold payment base

Jiujiang five insurance and one gold payment base

Base and proportion of five insurances and one gold payment

Calculation formula of payment base for five insurances and one gold: monthly payment amount = monthly payment base × payment coefficient (Note: monthly payment amount is the insurance amount paid in the current month, and the monthly payment base is the taxpayer's pre-tax salary. The payment coefficient is the corresponding payment coefficient of different people in different regions according to the national regulations every year. Basic old-age insurance: salary base paid by individuals ×8%.

The proportion of individuals paying five insurances and one gold should be 8%+2%+0.2%+ 12% = 22%, which means that the total proportion of individuals paying five insurances and one gold is 22%. Five insurances and one gold refer to the general term of the security benefits provided by the employer to employees according to regulations.

The payment base of five insurances and one gold is generally 60%-300% of the average salary of employees in the previous year.

In terms of "five risks", the sharing ratio between units and individuals is generally: pension insurance units bear 20%, and individuals bear 8%; The medical insurance unit bears 6% and the individual bears 2%.

The payment base of five insurances and one gold is 60% to 300% of the average social wage. Social insurance base, referred to as social insurance base, refers to the social insurance payment base of employees in a social security year.

Five insurances and one gold base in 2023

1, the social security payment base of five insurances and one gold generally refers to the salary of the current month, and the social security payment base is 60%-300% of the average social salary. For example, the average social wage 1000 yuan, and the payment base can be 600 yuan-3,000 yuan.

2. Employees should bear 0.5% unemployment insurance, 22 yuan's critical illness insurance, 2% medical insurance and 8% old-age insurance. It is necessary to determine the reported social security payment base before calculating social security expenses. For example, according to the minimum standard, the social security unit should bear 1 198 yuan, and the individual employee should bear 484 yuan.

3. The calculation formula of Shanghai's five insurances and one gold payment in 2023 is the monthly average salary of my total salary or salary (including various subsidies and bonuses). ) Last year (total wages paid in that year12).

What is the ratio of five insurances and one gold in 2023?

1, the contribution ratio of five insurances and one fund in Beijing: 2 1% units (all included in the overall fund) and 8% individuals (all included in the personal account). Proportion of medical insurance payment: unit 9%, individual 2%+3 yuan. Unemployment insurance payment ratio: 2% for the unit and 0/%for the individual.

2. The payment standards of five insurances and one gold in Beijing in 2023 are as follows: As the laws and regulations stipulate that employees need to pay five insurances and one gold for social security, according to the laws and regulations of Beijing on the proportion of five insurances and one gold, social security units should bear 16% pension insurance, 9% medical insurance, 0.5% unemployment insurance, 0.2% work injury insurance and 0.8% maternity insurance.

3. Social security payment ratio: social security is divided into units and individuals (for reference only): endowment insurance: 8% for individuals, 20% for foreign-funded units, 0/8% for provincial and tourist units, and 0/2% for private enterprises. Medical insurance: unit 7%, individual 2%. Unemployment insurance: 0.2% for the unit and 0. 1% for the individual.

4. In 2023, the payment standard of five insurances and one gold in Xi is that social security will be increased by 20%, and the provident fund will increase the proportion of housing provident fund. In terms of social insurance, from 2023, Xi will gradually increase the upper limit of social insurance payment base by 20% to ensure that employees' social insurance rights and interests are guaranteed.

5. Legal subjectivity: If the monthly salary is 4,500 yuan, after deducting five insurances and one gold, there is about 3,825 yuan left. (Pension deduction is 8%, provident fund is generally 5%, and medical insurance is 2%). At present, the proportion of pension insurance payment is: unit 2 1% (all included in the overall fund) and individual 8% (all included in the personal account).

What is the latest policy of five insurances and one gold in 2023?

After the merger of Shanghai medical insurance and maternity insurance, the payment standards for each five insurances and one gold are: pension insurance company pays 16%, and individual pays 8%; Medical insurance and maternity insurance companies pay 10%, and individuals pay 2%; Unemployment insurance companies, individual industrial injury insurance companies and individuals pay 5%-7% of the provident fund, and the proportion of supplementary housing provident fund is 1%-5%.

In 2023, the payment standards of five insurances and one gold in Beijing are as follows: As laws and regulations stipulate that employees need to pay five insurances and one gold for social security, according to the laws and regulations of Beijing on the payment ratio of five insurances and one gold, social security units should bear 16% pension insurance, 9% medical insurance, 0.5% unemployment insurance, 0.2% industrial injury insurance and 0.8% maternity insurance.

Employers cannot refuse to pay insurance premiums for workers on the grounds that they agree not to pay "five insurances and one gold".

Legal subjectivity: If the monthly salary is 4,500 yuan, after deducting five insurances and one gold, there is about 3,825 yuan left. (Pension deduction is 8%, provident fund is generally 5%, and medical insurance is 2%). At present, the proportion of pension insurance payment is: unit 2 1% (all included in the overall fund) and individual 8% (all included in the personal account).

Simply put, it is normal retirement, but individuals pay social security until they pay 15 years, and then receive pensions. The new social security policy stipulates the new social security policy: first, one-time payment. Is to directly pay the remaining years in one lump sum. This method is the most popular, but the threshold is also relatively high.

What is the social security payment standard in 2023?

Endowment insurance: before the benchmark value of annual payment base is determined in 2023, the benchmark value of temporary payment base of basic old-age insurance for employees is 6575 yuan per month, and the payment base is between 60% and 300% of the benchmark value (that is, 3945 yuan per month to 19725 yuan per month). The payment ratio is 0/6% for the unit/kloc-and 8% for the individual.

The payment standard (1) adopts the annual insurance and prepayment system. In 2023, the individual payment standard of basic medical insurance for urban and rural residents will be 350 yuan per person per year, and the government financial subsidy standard will not be lower than 6 10 yuan per person per year.

The annual social security payment standard is mainly to adjust the upper and lower limits of the payment base, and each region will adjust the payment base according to the average social wage of the previous year. If the social security plan adjusts the deposit ratio, then the expenses we have to bear will also be adjusted.