Can you return the money if you die after paying for social security?

Social security will not be refunded directly when a person dies, but it will be paid in the form of funeral grants and pensions.

Article 17 of the Social Insurance Law stipulates that if an individual who participates in basic pension insurance dies due to illness or not due to work, his or her surviving family members can receive funeral grants and pensions; and if he or she becomes disabled due to illness or not due to work and is totally incapacitated when he or she has not yet reached the legal age of retirement, he or she can receive invalidity allowances. The necessary funds are paid from the basic pension insurance fund. Funeral grants and pensions are expense items for the families of unemployed persons who die while receiving unemployment insurance benefits. The funeral grant provided for in the Unemployment Insurance Regulations is a certain amount of money paid from the Unemployment Insurance Fund for the relatives of an unemployed person who dies while receiving unemployment benefits. The specific standard of the funeral benefit is equal to the standard for active employees in all places.

Article 17 of the Social Insurance Law of the People's Republic of China

Individuals who have participated in basic old-age insurance and who die of illness or not as a result of work, their survivors may receive funeral grants and pensions; those who are totally incapacitated as a result of illness or not as a result of work when they have not yet reached the legal age of retirement may receive invalidity allowances. The required funds are paid from the basic pension insurance fund.

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