Jinhua medical insurance to choose the second or third gear

Social security first grade second grade third grade from the concept is different, different grades to enjoy the treatment is not the same:

First, the principle of access to health care is different: the first grade of insurance, can only be designated in the city at a certain point in the medical treatment; the second grade of insurance, participants can be in the city at a certain point of medical treatment, outpatient medical treatment at a certain point of the city, outpatient major illnesses in the designated health care institutions; the third grade of insurance, the insured person is available in the city's fixed point for medical treatment, outpatient and outpatient major diseases in designated medical institutions.

Second, the general outpatient treatment is different: the first class insurance, the individual account of the insured person, can be used to pay for general outpatient medical insurance directory within the scope of the medical expenses; and the second class, the third class insurance, belonging to the A, B drugs inside the medical insurance program, can be used for the integrated account inside the fund in accordance with the percentage of 80% and 60% of the proportion of the payment, respectively.

Two, social security first, second and third which is good

Social security contributions can choose a first class to participate in the insurance.

First, the first social security contribution is the highest, basically three times the average salary of the last year in the job, in the personal payment will need to pay the proportion of the cost will be more, relatively speaking, the second second, the third last.

Second, the balance of the health insurance account, usually, our health insurance in the payment of premiums will be entered into two accounts, a personal account, a co-ordinated account. The first grade of the social security inside the health insurance will have a personal account, in addition to the sick hospitalized to the integrated account, usually go to a designated pharmacy to buy drugs, personal account can also be dealt with, and the second and third grade of the health insurance is not a personal account, and therefore can not go to the designated pharmacy, clinic to swipe the card to buy drugs.