Is the balance of medical insurance account the part paid by individuals?

The balance of the medical insurance account is the part paid by the individual. The basic medical insurance fund consists of overall funds and individual accounts. Individuals pay into personal accounts, and units pay into the overall fund. Details are as follows:

1, the role of pooling account in medical insurance is reimbursement, that is, after the insured applies for reimbursement, part of the money is allocated to the hospital through pooling account.

2. The money in the personal account belongs to the insured and is stored in the medical insurance card. You can buy drugs at designated institutions or use them at your own expense when you see a doctor.

3. The amount in the overall account will not be displayed, but the balance in the personal account can be displayed. The money in the medical insurance personal account is in the social security system. If you need to check how much money is in the medical insurance account, you can take the card to the designated pharmacy to brush it.

What is the balance of the medical insurance card?

The balance of medical insurance card refers to the balance retained by the insurance company in the personal account after I participate in medical insurance and social security, which can be used as medical expenses. Generally speaking, it includes the payment part that individuals are responsible for paying and the overall payment part of medical insurance financial payment.

Specifically, when individuals who participate in medical insurance for urban workers initialize their medical insurance cards during the year, the balance of medical insurance cards will be paid by personal expense accounts, and the balance includes personal insurance premiums and fund payments.

For residents who participate in urban and rural residents' medical insurance, new rural cooperative medical insurance or other social medical insurance, when the medical insurance card is initialized in the current year, the balance of the medical insurance card is mainly transferred and recharged in the form of financial expense account (financial allocation or financial discount), and no individual payment is involved. However, when medical expenses really occur, individuals need to pay part of their personal expenses from their personal expense accounts in order to obtain complete medical security.