Which of the five risks can't be interrupted?

Among the five risks, old-age insurance, medical insurance and unemployment insurance cannot be interrupted.

Theoretically, endowment insurance can't be interrupted. If the payment is made after the break-up, there will be a late payment fee, and the final cumulative life will be. However, if you haven't paid 15 in full by retirement age, theoretically you can't go through retirement procedures and get a pension. However, the more you give, the more you get.

Unemployment insurance must be paid, individuals can't, and they must be in the unit account to participate in the insurance.

Medical insurance is more important. It is invalid to interrupt for more than three months, and re-apply to a new unit if it is interrupted for more than three months.

The endowment insurance and medical insurance in the five risks cannot be broken.

Theoretically, endowment insurance can't be interrupted. If the payment is made after the break-up, there will be a late payment fee, and the final cumulative life will be. However, if you haven't paid 15 in full by retirement age, theoretically you can't go through retirement procedures and get a pension. However, the more you give, the more you get.

Unemployment insurance must be paid, individuals can't, and they must be in the unit account to participate in the insurance.

Consequences of interrupting endowment insurance:

Although according to the regulations, you can get a pension when you retire, as long as you pay the old-age insurance 15 years, but the length of service is not calculated during the interruption of the old-age insurance, so the salary of working age will be reduced in the future.

Length of service salary is an important part of salary, especially when working for a long time, this part of salary will be more and more.

Characteristics of social insurance:

Social insurance and commercial insurance are two different forms of insurance. We divide insurance into social insurance and commercial insurance on the basis of profit. Whether it is profitable or not is the most important sign to distinguish these two kinds of insurance, but if we make a detailed analysis, there are still many differences between them. The characteristics of social insurance can be seen from the comparison between social insurance and commercial insurance.

1, non-profit.

Social insurance is non-profit insurance, not for profit, but for the implementation of social policies. Although the operation of social insurance also needs the help of accurate measurement means, the selection and guarantee level of social insurance projects cannot be determined by the level of economic benefits.

If the financial deficit of social insurance affects its operation. The state finance bears the ultimate responsibility. Commercial insurance is financially independent and self-financing, and the state finance should not bear its expenses in any form.

2. Mandatory.

Social insurance is compulsory. The so-called coercion means that the state enforces it through legislation, and both individual workers and their units must participate in it in accordance with the provisions of the law. The payment standard, treatment items and payment standard of social insurance shall be uniformly stipulated by the laws and regulations of the state or local government.

As the insured, individual workers have no right to choose and change whether to participate in social insurance, the items they participate in and the standard of treatment. Compulsory is the guarantee of implementing social insurance. Only in this way can we ensure the reliable source of social insurance funds. The insurance of commercial insurance is voluntary, and whoever takes out the insurance shall take out the insurance.