What is the personal social security ratio of the company?

First, the company's personal social security ratio:

1. Old-age insurance: the unit needs to pay at the rate of 20%, and the individual needs to pay at the rate of 8%;

2. Medical insurance: units need to pay at the rate of 10%, and individuals need to pay at the rate of 2%;

3. Unemployment insurance: units need to pay at the rate of 1%, and individuals need to pay at the rate of 0.5%;

4. Maternity insurance: the unit needs to pay according to the ratio of 1%, and the individual does not have to pay;

5. Work-related injury insurance: the unit needs to pay 0.5%, and the individual does not have to pay.

Second, the company's personal social security contribution ratio:

1, endowment insurance: the company pays 20%; Individuals pay 8%,

2. Unemployment insurance: the company pays1.5%; Individuals pay 0.5%,

3. Work-related injury insurance: the company pays1.0%; Personal refusal to pay

4. Maternity insurance: the company pays 0.8%; Personal refusal to pay

5. Medical insurance: the company pays10%; Individuals pay 2%.

Third, the social security payment base.

Local social security payment bases are linked to local average wage data. It is determined according to the average monthly wage income of employees from June 1 day to February 1 day in the previous year. Once a year, it will not change within one year after confirmation. The time to apply for adjusting the social security base is generally in July.

Iv. social security payment:

1. medical insurance: the expenses of illness cannot be reimbursed, and the upper limit of annual reimbursement will be lowered;

2. Endowment insurance: it will affect retirement and it is not recommended to pay off for a long time;

3. Maternity insurance: Maternity insurance cannot be reimbursed;

4. Work injury insurance and unemployment insurance: withholding has little effect;

5. Housing provident fund: you can't apply for provident fund loans.

If a party has a work unit, it can be handled by the unit to which it belongs, and the employer can apply to the social security agency for overdue payment, and pay in time according to the approved amount;

If a party has no employing unit, he can go to the social security agency to apply for payment and pay it in full.

New rural endowment insurance:

The minimum payment standard is 10% of the per capita net income of rural residents in this district and county in the previous year, and the insured can raise the payment standard according to their own economic affordability. The total amount of individual contributions and collective subsidies of the insured person each year shall not be lower than the minimum payment standard of this district and county.

Social security payment is an important part of social security system. Legal and compliant social security payment can better protect the basic interests of the insured. The insured can raise the payment standard according to the wage level and economic affordability. According to the new regulations, the higher the payment standard and the longer the payment time, the better the pension benefits after retirement.

Legal basis:

Article 16 of the Social Insurance Law of People's Republic of China (PRC): Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have paid the accumulated contributions for fifteen years.

According to Article 85 of the Social Insurance Law of People's Republic of China (PRC), if the employer fails to pay the social insurance premium in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit, and from the date of default, an overdue fine of five ten thousandths shall be charged on a daily basis; Failing to pay within the time limit, the relevant administrative departments shall impose a fine of more than one time and less than three times the amount owed. After paying social security, the arrears of social security funds enter the social security accounts of workers, which ultimately benefits the workers, but in practice, many workers do not attach importance to this right.