Can Shenzhen social security be refunded? How to deal with it?

According to the relevant regulations, the insured can only surrender if he meets one of the following four conditions: 1. The insured has settled abroad. 2. Foreigners and personnel from Hong Kong, Macao and Taiwan leave their posts and terminate their labor relations. 3, the insured farmers contract workers return to their original place of residence after the termination of labor relations. 4. The insured dies during employment.

In other words, it is almost impossible to surrender if it is an urban hukou rather than a rural hukou.

1. Can I refund the old-age insurance in Shenzhen?

Shenzhen social security can be refunded. Relevant reference materials are as follows:

1, Shenzhen Social Security Surrender Policy: According to the relevant provisions of the Regulations on Social Endowment Insurance for Enterprise Employees in Shenzhen Special Economic Zone, if the insured person with foreign household registration has not reached the minimum payment period before retirement, he can transfer the pension insurance relationship to his household registration when he leaves this city. If the old-age insurance relationship cannot be transferred, after my application, I can receive the accumulated amount of personal account and one-time living expenses at one time, and end the old-age insurance relationship in this city. According to the provisions of Article 32 of the Measures for Social Medical Insurance in Shenzhen, if the insured who is not registered in this city leaves this city, the medical insurance relationship in this city will be terminated upon his own application, and the balance of his personal account will be transferred to the social insurance institution where his household registration is located; If the balance cannot be transferred, it will be returned to me in one lump sum. Employees who are insured by the employing unit in the Special Zone or those who have paid social security in the Special Zone by individual contributions shall handle social insurance premium settlement and refund (transfer) insurance business in the Social Security Personal Service Center;

2. There are strict conditions for surrender, and surrender can only be made under the following circumstances: (1) The insured reaches retirement age and has not paid the fee 15 years; (2) those who repeatedly participate in insurance and terminate labor relations can surrender; (3) The insured goes abroad to settle down; (4) The death of the insured;

3. Within the Special Zone (that is, the employees who leave the customs surrender their insurance): the employees who are insured by the employing units in the Special Zone or the deep-rooted employees who pay social security in the Special Zone in the form of individual contributions, and the settlement and refund (transfer) of social insurance premiums are handled at the Social Security Personal Service Center;

4. Social Security Bureau Personal Service Center Location: 2nd Floor, Building 5 13, Bagualing District (diagonally opposite to Bagualing Police Station).

Second, the proportion of social security contributions in Shenzhen

(1) Personal contribution salary: paid according to my total monthly salary, not higher than 300% and not lower than 60% of the average monthly salary of my employees in the previous year. Higher or lower, respectively, by 300% or 60% payment.

(B) the proportion of individual contributions

1. Old-age insurance: my monthly salary is 19%, including basic old-age insurance 18% and local supplementary old-age insurance1%;

2. Medical insurance: 9% of my monthly salary, of which 8% is comprehensive medical insurance, local supplementary endowment insurance and maternity medical insurance.

Note: If an individual applies for social insurance at the individual payment window, all relevant expenses shall be borne by the applicant.

Above, I have solved the problem of whether Shenzhen endowment insurance can be refunded. You can learn about it. In practice, Shenzhen endowment insurance can be refunded, but there are provisions for surrender. If you meet the requirements, you can return it. Don't worry about not surrendering it. In addition, the old-age insurance can also be transferred to the domicile.