What will happen if you don't pay social security for half a year

Medical insurance is not paid for one month, personal accounts are not cleared, and public accounts are recalculated, that is, the maximum reimbursement amount is recalculated. If you continue to pay the local prescribed number of years (not invalidated midway), you can continue to enjoy medical insurance after retirement without paying. So it should be possible not to make up for it in less than one month, but if you don't make up for it for three consecutive months, you will have to reapply. To enjoy maternity insurance, you must pay 12 months continuously before giving birth, and you can't pay maternity insurance premium if it is broken. If it is not continuous, you can't enjoy the reimbursement of maternity insurance. It is recommended to consult the local social security bureau.

The impact of breaking off social security for half a year;

1, endowment insurance. Breaking off diplomatic relations has no effect, as long as the accumulated payment reaches fifteen years before reaching retirement age;

2. Medical insurance. If you break off diplomatic relations for half a year, you can enjoy medical insurance benefits after continuing to pay for three months. If it exceeds 180 days, it will also take 6 months;

3. Maternity insurance. As long as you break off diplomatic relations, you need to pay for more than one year before you can enjoy maternity insurance benefits;

4. Unemployment insurance. Breaking off diplomatic relations for half a year doesn't matter, as long as the employer and I have paid for more than one year;

5. Work injury insurance. If you break off diplomatic relations, you will not enjoy the corresponding treatment without insurance.

Social security payment method:

1, social security bureau pays back: go directly to the social security bureau to pay back the social security of urban workers and urban residents, but this is only for local people;

2, the unit owing on the loan: you can choose to let the unit help you repay the loan, provided that the unit is willing to help you apply for repayment;

3. Intermediary payment: Choosing a suitable social security agency to pay for you is the most direct and worry-free repayment method, but the amount paid will be high.

Calculation of social security payment:

1. From the date of breach of contract to the day before the employer successfully declares to pay back the social insurance premium, a late payment fee of 0.5 ‰ shall be added daily according to the amount of breach of contract, and the converted annual interest rate shall be 18. 25%;

2. To repay the endowment insurance, in addition to the principal owed, it is also necessary to pay the interest on the principal that has not been repaid during the unpaid period. In the past, the interest of personal pension account was between 2% and 3%, and it increased to more than 8% after 20 18. But the interest paid is included in the personal account, and the beneficiary is still the insured.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 82 of People's Republic of China (PRC) Basic Medical Care and Health Promotion Law.

The cost of basic medical services is mainly paid by basic medical insurance funds and individuals. The state raises basic medical insurance funds through various channels according to law, and gradually improves the mechanism of sustainable financing and adjusting the level of basic medical insurance protection. Citizens have the right and obligation to participate in basic medical insurance according to law. Employers and employees pay basic medical insurance premiums for employees in accordance with state regulations. Urban and rural residents pay the basic medical insurance premiums for urban and rural residents according to regulations.

Article 83

The state establishes a multi-level medical security system with basic medical insurance as the main body, supplemented by commercial health insurance, medical assistance, mutual medical care for employees and medical charity services. The state encourages the development of commercial health insurance to meet the diverse health protection needs of the people. The state improves the medical assistance system to ensure that eligible people in need get basic medical services.