What is the payment base?

Question 1: What does the payment base of social security mean? The payment base is the basis for the insured to pay in proportion.

For the company, the payment base is the total salary of all employees in the company; For an individual, the payment base is the monthly salary of the individual. Social security agencies in the verification of the insured units (people) payment base, unified provisions of the payment base for the local annual social average wage between 60% and 300%, that is, the monthly salary of individuals is lower than the local social average level of 60%, the minimum payment base must reach 60% of the social average level; If an individual's monthly salary exceeds 300% of the local social average, the maximum payment base shall not exceed 300% of the social average.

If the monthly salary of everyone in the company is 600 yuan, and if this salary standard has reached 60% of the local social average, then 600 yuan is the payment base; If it is lower than 60% of the local wage level, it will be raised to 60% of the social level.

Pension, medical care and unemployment in social security are based on this payment base and paid in accordance with the prescribed proportion:

Pension-the unit pays 20% and the individual pays 8%; (Base 600: unit 180, individual 48)

Medical care-the unit pays 6% and the individual pays 2%; (Unit 36, Individual 12)

Unemployment-the unit pays 2%, and the individual pays1%; (cell 12, touch 6)

All work-related injuries and maternity are borne by the unit, and individuals do not have to pay fees.

Question 2: What does the payment base in social security mean? The social security payment base is that you pay according to this base standard. (It is equivalent to the company taking this as your personal salary standard. As for whether your real salary is this, only you know. )

Social security is the abbreviation of social insurance. It is a basic social security system established by the state through legislation. The purpose is to enable workers to temporarily or permanently lose their working ability and employment due to old age, illness, disability, unemployment, maternity and other reasons, and to obtain economic compensation and material help from the society (state) when they or their families lose their source of livelihood, so as to ensure their basic livelihood. Social insurance is basically a kind of national welfare.

Social security includes pension, medical care, work injury, unemployment and maternity. Another kind of provident fund is only available in some units.

Payment method of employee social security: (Work-related injury, unemployment and maternity insurance need not be paid by individuals, but are all paid by the unit).

There are two accounts in social security: 1 and social (national) overall account; 2. Personal account.

Unit payment standard:

1, 12% of personal salary (social security contribution base) goes into the pension pooling account (20% of state-owned enterprises).

2. 8% of personal salary (social security contribution base) goes into the medical pooling account (this ratio will change, and a small part of it used to go into the personal account, but now it seems to be gone).

Individual payment standard:

1, 8% of personal salary (social security contribution base) goes into personal pension account.

2. 2% of personal salary (social security contribution base) goes into medical personal account (this ratio will change).

Social security enjoys two necessary conditions:

1, the "cumulative" payment must be at least 15 years (you can pay more years or pay more). So don't worry about not having time to pay halfway.

2. Must reach retirement age: men are generally 60 years old and women are generally 55 years old; The retirement age of special jobs is different, but there are regulations.

Meet the above two conditions: you can enjoy retirement pension and retirement medical security when you retire.

Calculation method of receiving pension: both the overall account and the personal account are collected at the same time.

Monthly collection standard of the overall account: collect the average salary of the whole province in the previous year (which will change every year)+social security payment base (after the fixed number remains unchanged, divide it by 2 to take the average value and then multiply it by 15% (one year 1%, general year 15%, 20 years).

Personal account: when you retire at the age of 60, your personal account can only receive 139 months (how many months can you receive when you retire). In other words, dividing the money in personal account by 139 months is the money received every month.

Then the pension will receive money every month: the overall account+personal account is the pension (generally, the personal account can receive eleven years or two or more, and after receiving the personal account, it will be gone, and then the overall account will receive it until it dies of old age. )

Question 3: What does the annual payment base mean? The social security payment base is 60%-300% of the average social wage. For example, the average social wage 1000 yuan, and the payment base can be 600 yuan-3,000 yuan.

Social security will verify the social security base at a fixed time every year (March or July, in different places) and release the latest minimum base and maximum base. Generally speaking, enterprises help employees pay the minimum social security. Of course, some companies will pay social security for their employees according to the average salary of the previous year.

You can check the latest social security base with the local social security bureau according to the latest release time. In addition, you can also query the national social security base through third-party software. Take Haoyibao as an example. Haoyibao's own social security calculator will update the latest social security base in real time.

Question 4: What does the payment base mean? The social security payment base generally refers to the salary of the current month. The social security payment base is 60%-300% of the average social wage. For example, the average social wage 1000 yuan, and the payment base can be 600 yuan-3,000 yuan.

First, the calculation method

Generally, my salary income in the previous year is the base of payment.

(1) If the wage income of employees is higher than 300% of the local average wage of employees in the previous year, 300% of the local average wage of employees in the previous year will be used as the payment base;

(two) the wage income of employees is lower than 60% of the local average wage of employees in the previous year, with 60% of the local average wage of employees in the previous year as the payment base;

(3) If the employee's salary is between 300% and 60%, it shall be declared according to the facts. When it is impossible to determine the wage income of employees, the payment base shall be determined according to the local average wage of employees in the previous year published by the local labor administrative department.

Note: Every year, the Social Security Bureau will check the base regularly (in March or July, in different places), and declare a new base according to the average monthly salary of employees in the previous year. Need to prepare proof of payroll.

Question 5: What do you mean by the payment base in endowment insurance? The payment base is the basic number of paying endowment insurance. According to the regulations, the payment base of employee pension insurance is the average monthly salary of the employee. For example, the employee's salary is 3,000 yuan, and the unit bears 20%. Payment is made in 600 yuan, 8% for individuals and in 240 yuan. This 3000 yuan is the base of payment. The payment base of flexible employees is the average social wage. Local social insurance institutions divide the average social wage into different grades, which are chosen by the insured. For example, the average social wage is 4,000 yuan, which is 4,000 yuan based on 100%, and the contribution ratio is 20%. 800 yuan is paid, with a base of 3,200 yuan calculated at 80% and 640 yuan calculated at 60%. It also stipulates that the maximum payment base shall not exceed 300% of the average social wage and the minimum shall not be lower than 60% of the average social wage. If the average social wage is 4,000 yuan, 300% of the highest social wage should be12,000 yuan, and the payment is 2,400 yuan. The minimum payment base is not less than 60% of the average social wage of 4,000 yuan, and the payment is in 480 yuan. The highest is 12000 yuan, and the lowest is 2400 yuan.

Question 6: What is the social security payment base? What does the base mean? The payment base is the basis of deduction, and then multiplied by the corresponding payment ratio is the fee to be paid.

The employee's social security contribution base is declared by the company's salary in the first month of employment or the average salary in the previous year. If the reporting base is lower than the minimum base announced by the local social security bureau, the expenses shall be deducted according to the minimum base.

The social security bureau takes 40-60% of the local average salary in the previous year as the local minimum base.

Question 7: What does the social security payment base mean? Proportion of social security contributions.

1, endowment insurance:

(1) The average monthly salary of employees in the year above the individual payment is the base (the minimum is 60% of the salary of employees in the whole city in the previous year; The highest figure is 8% of the city's employees' wages in the previous year.

② The unit payment is 22% of the average monthly salary of employees in the previous year. From June 65438+1 October1day, 2006, Ministry of Human Resources and Social Security adjusted the size of the individual pension account from 165438+ 0% of my contribution salary to 8%. The previous policy was that individual contributions and 3% unit contributions were all included in individual pension accounts, and unit contributions 19% were transferred to social pooling, while the new policy also included 3% of unit contributions in social pooling to solve the problem of empty accounts in pension accounts.

2. Medical insurance: unit 10%, individual 2%+3 yuan;

3. Unemployment insurance: unit 1%, individual 0.2%;

4. Work-related injury insurance: the work-related injury rate is determined according to the industry scope of the unit, which is between 0.5% and 2%;

5. Maternity insurance: the unit is 0.8%, and the individual does not pay.

Question 8: What is the payment base in social security? 1. Social security payment base is the range of social security payment base of local employees calculated by local labor and social security bureau according to the average monthly salary of local employees in the previous year. Generally, the human resources management personnel of the unit and the social security bureau determine the payment base of their employees (comprehensive payment base and monthly salary of employees), so the payment base is not their actual monthly salary, but related to monthly salary. Everyone's monthly salary is different, and the payment base is also different. 2. Specifically, companies require that the average salary of local employees in the previous year published by * * * be the standard, with a minimum of 60% and a maximum of 300%. In other words, if your salary is less than 60% of the standard, you must pay according to the minimum amount; If your salary is higher than the standard 300%, you can only pay 300% at most. Between the highest and lowest, you can pay according to your salary. But in reality, companies generally help employees pay social security according to the minimum amount. The social security agency will announce the local minimum payment standard.

Question 9: What do the social security payment base and payment index mean? The payment base refers to the standard for the payer to pay the old-age insurance premium. The payment base is generally based on the total wages of employees and units.

The average monthly salary of employees above the individual contribution salary is the base. The average monthly salary is calculated according to the items listed in the total wages statistics stipulated by the National Bureau of Statistics, including wages, bonuses, allowances, subsidies and other income. If the average monthly salary of employees is lower than 60% of the average monthly salary of local employees, it shall be paid according to 60% of the average monthly salary of local employees; More than 300% of the average monthly salary of local employees, not included in the base of payment wages, not included in the base of pension. However, at present, some places, especially those where computers are widely used and advanced, have tried to use last month's salary as the payment base, and many cities have already realized the above salary as the payment base. The provisions on the upper and lower limits of the payment base mainly consider that after employees retire, the gap between their basic pensions will not be further widened because of the excessive wage income gap at work.

Payment index refers to the proportion of payment wages to the average social wage of the year. The contribution index can determine the level of transitional pension under the same payment period.

Question 10: What does the payment base of social security mean? The payment base is the basis for the insured to pay in proportion.

For the company, the payment base is the total salary of all employees in the company; For an individual, the payment base is the monthly salary of the individual. Social security agencies in the verification of the insured units (people) payment base, unified provisions of the payment base for the local annual social average wage between 60% and 300%, that is, the monthly salary of individuals is lower than the local social average level of 60%, the minimum payment base must reach 60% of the social average level; If an individual's monthly salary exceeds 300% of the local social average, the maximum payment base shall not exceed 300% of the social average.

If the monthly salary of everyone in the company is 600 yuan, and if this salary standard has reached 60% of the local social average, then 600 yuan is the payment base; If it is lower than 60% of the local wage level, it will be raised to 60% of the social level.

Pension, medical care and unemployment in social security are based on this payment base and paid in accordance with the prescribed proportion:

Pension-the unit pays 20% and the individual pays 8%; (Base 600: unit 180, individual 48)

Medical care-the unit pays 6% and the individual pays 2%; (Unit 36, Individual 12)

Unemployment-the unit pays 2%, and the individual pays1%; (cell 12, touch 6)

All work-related injuries and maternity are borne by the unit, and individuals do not have to pay fees.