What is the impact of social security intermittent

Social security is in accordance with the cumulative number of years of payment, of course, if your personal social security contributions are intermittent, it will affect the purchase of a house, buy a car shakedown, children's schooling, household.

I, personal social security contributions can be broken?

According to the provisions of the minimum payment of pension insurance for 180 months, that is, 15 years time, you can pay more, then you can receive more. At the same time, pension insurance can be calculated cumulatively, that is, intermittent payment is allowed. Medical insurance needs to be paid for at least 25/30 years, and you can apply for pension benefits and medical reimbursement when you reach retirement age (as long as you renew your contributions normally it is also allowed).

Two, what are the effects of social security after the break?

Personal social security contributions interrupted on your enjoyment of the benefits are affected. The interruption of pension insurance contributions will affect the number of years of contributions, after re-payment of its before and after the years of contributions can be combined, interruption of health insurance contributions can not enjoy the relevant treatment, after re-payment of contributions will be calculated according to the new participation in the calculation of years of contributions, can not be combined before and after the calculation of years of contributions.

And if you live in Guangzhou and pay Guangzhou social security, if your personal social security contributions are interrupted, it will affect the purchase of real estate, car lottery, children's schooling, household registration in Guangzhou and so on. Because in the processing of these matters is required to personal social security continuous payment.

Three, social security after the break of the processing method?

Method 1: In Guangzhou enterprise unit resignation, if it is a local household registration personnel can go to the local social security center for social security payment fees. If you are resigning to work in a different city, you need to handle the transfer of your social security account from one place to another.

Method 2: If you are a non-Guangzhou household registration personnel, in Guangzhou enterprise unit resignation and do not want to personal social security contributions interrupted, then you are through the social security agency to pay social security on behalf of the company.

Personal social security contributions can be interrupted, because social security is cumulative payment. Of course if you are in some matters but require our personal social security contributions continuously.

1, medical insurance

Break social security contributions for one month, medical insurance will be deactivated. At this time, if you get sick, you can only pay for your own medicine and hospitalization. Most cities will be in the second month you start paying again, see the doctor normal reimbursement. And three months of broken social security contributions affect the reimbursement time and annual reimbursement amount. Because of the different number of years of continuous contributions, the enjoyment of health insurance treatment is different, in general, the longer the time of continuous payment of health insurance, the higher the annual reimbursement ceiling.

2, buy a limited

Now popular cities need to pay social security for a certain period of time in order to qualify for the purchase of a home, such as Beijing, Shanghai need 5 years, which 5 years, once the payment is broken, can only be re-accumulated time. The 5 years, on 5 years, less a day, less a month are not 5 years. The same way and buy a car Oh, do not look at the number of difficult, but the social security payment is broken, even a number of chances are not there.

3, limited settlement

Still a popular city of settlement threshold, such as Shanghai, one of the conditions of residence transfer is the need for 7 years of social security constantly paid.

Legal basis

The People's Republic of China*** and the State Social Insurance Law

Article 16 of the basic pension insurance individuals, reaching the legal retirement age, the accumulated contributions of fifteen years, the monthly basic pension. Individuals who have participated in basic old-age insurance and have contributed for less than fifteen years by the time they reach the legal retirement age may contribute until they reach the full fifteen years, and receive a basic pension on a monthly basis; they may also be transferred to the new type of rural social old-age insurance or the urban residents' social old-age insurance, and enjoy the corresponding old-age insurance treatment in accordance with the provisions of the State Council.