What is medical insurance in social endowment insurance?

There is no medical insurance in the endowment insurance, as follows:

1. Social insurance includes basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. Medical insurance and endowment insurance are independent insurance, both of which belong to social insurance;

2. Endowment insurance is a social insurance system established according to relevant national laws and regulations. In order to ensure the basic life of workers after retirement, the state stipulates that the insured person can pay social security for 15 years and receive the corresponding amount of pension after retirement.

Medical insurance is a social security system established to compensate the insured for economic losses caused by diseases. After the insured has incurred medical expenses, the medical insurance institution will give the insured certain economic compensation.

Legal basis: Article 4 of People's Republic of China (PRC) Social Insurance Law.

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 5

The people's governments at or above the county level will incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.