Is basic medical insurance social security?

Basic medical insurance is not social security. The reason for this is the following：

1, medical insurance is the abbreviation of social insurance included in social insurance, which mainly includes basic old-age insurance, basic medical insurance, work injury insurance, unemployment insurance and maternity insurance, also known as "five insurances";

2. The basic medical insurance is medical insurance. As long as the unit helps to pay social security, you don't have to buy medical insurance yourself.

Basic medical insurance is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance agency will give certain economic compensation to avoid or reduce the economic risks caused by illness and treatment. Basic medical insurance is also called social insurance. At present, the basic medical insurance in China includes:

1, door, emergency;

2. Hospitalization;

3. Large medical assistance.

Among them, outpatient, emergency and hospitalization expenses are reimbursed in proportion after deducting deductible. Large-scale medical mutual assistance refers to the social organization's funding when the insured person is greatly beyond our personal affordability due to illness or other reasons. Of course, this part also includes the social security we usually pay.

The basic medical insurance is based on the basic principles of low level, wide coverage, basic guarantee, multi-level, sustainable and socialized service, mainly through the establishment of a multi-channel financing mechanism with clear and reasonable responsibilities of the state, employers, families and individuals, and the implementation of the mechanism of sharing medical expenses between basic medical insurance funds and individuals to achieve social mutual assistance and meet the basic medical security needs of urban and rural residents.

Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law.

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

essay

The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.