What if Shanghai women over 50 have not bought 15 social security?

At the age of 50, the social security is less than 15 years, and the payment can be made to 15 years, and the basic pension is received monthly; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

The treatment of women over 50 with less than 15 years of social security is as follows:

1, if the social security is over 50 years old and under 15 years old, you can pay the fee to 15 years old and receive the basic pension on a monthly basis;

2, can be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Can I retire on unpaid social security 15 as follows:

/kloc-You can retire without paying social security in 0/5 years. According to the existing relevant regulations, if the social security of the party concerned has not been paid for 15 years by the time of retirement, there are three solutions:

1. When retiring, if the accumulated payment is less than fifteen years, the payment may be extended to fifteen years;

2, social insurance law before the implementation of insurance, deferred payment after five years is still less than fifteen years, can be a one-time payment to fifteen years;

3. During the period of social security payment, social security payment is interrupted, and social security can be paid during this period.

/kloc-Can I retire without paying social security for 0/5 years?

/kloc-You can retire without paying social security in 0/5 years. According to the existing relevant regulations, if the social security of the party concerned has not been paid for 15 years by the time of retirement, there are three solutions:

1. When retiring, if the accumulated payment is less than fifteen years, the payment may be extended to fifteen years;

2. Before the implementation of the Social Insurance Law (before 20 11July1), if the extension of payment for five years is still less than fifteen years, it can be paid in one lump sum to fifteen years;

3. During the period of social security payment, social security payment is interrupted, and social security can be paid during this period.

1。 Purchase individual supplementary pension insurance: According to the national policy, people who have participated in the basic pension insurance 15 years or more can receive pension after retirement, while purchasing individual supplementary pension insurance can increase their pension income after retirement. Therefore, women who are over 50 years old and have not purchased social security 15 years can make up for the social security gap by purchasing personal supplementary endowment insurance. 2。 Participate in residents' social endowment insurance: women who have purchased social security but have not reached 15 years may consider participating in residents' social endowment insurance. Social endowment insurance for residents is organized and implemented by local governments to provide old-age security for urban and rural residents who have not participated in employee endowment insurance. 3。 Delayed retirement: According to relevant policies and regulations, women's delayed retirement for one year can be increased by 1. 5% pension benefits can be delayed for up to five years, which means an increase of 7. 5% pension benefits. Therefore, women can choose to postpone retirement to increase their pension income.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Article 3 of Ministry of Human Resources and Social Security Public Solicitation Notice (Draft for Comment)

Individuals who participate in the basic old-age insurance for employees and pay less than fifteen years when they reach the statutory retirement age may extend the payment to fifteen years. After the implementation of the Social Insurance Law, if the payment is extended for five years but still less than fifteen years, it can be paid in one lump sum for fifteen years.