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How to transfer from unit to individual social security
The process of transferring from unit to individual social security is as follows:
The first step is to apply for the suspension of employee health insurance. The first step is to apply for the Resident's Health Insurance. If you have been discharged from the labor contract or resigned from your job, you can apply directly for the Resident's Health Insurance. If you were originally enrolled in the Employee's Health Insurance as a flexibly employed person, you will have to bring your original ID card and a copy of it to the corresponding urban department of the Social Security Bureau to go through the procedure of stopping the insurance.
The second step is to go to the community in which you live to pay for the residents' health insurance. To enroll, you need to provide your hukou, original ID card and photocopies, and so on.
Difference between unit payment insurance and personal payment
1, the nature of the different
Unit payment social security is mandatory, if there is a legal labor relationship but the unit did not pay the employee in accordance with the provisions of the urban workers social security, then it is illegal. However, if a flexible employee pays for his own social security, then it is not mandatory, and the insured person can voluntarily choose whether or not to pay for social security.
2, different types of insurance
The social security of urban workers paid by the unit includes five types of insurance, namely, pension insurance, medical insurance, industrial injury insurance, maternity insurance, unemployment insurance; and their own identity as a flexibly employed person to pay the social security of urban workers, usually can only pay for the two types of insurance of employees' pension insurance and employees' medical insurance, and a few areas can also pay for unemployment insurance. A few regions can also pay unemployment insurance.
3, the contribution base is different
The unit to pay social security, the contribution base is based on the employee's own last year's average salary, and their own identity to pay the social security of flexible employment, you can choose their own actual situation according to their own contribution base, the contribution base range is usually for the local last year's average salary of 60% of the average salary of the community The base range of the contribution is usually 60% of the average social wage of the previous year in the local community -300%.
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