20 18 what are the conditions for foreigners to buy a house in Ningbo?

Ningbo, located in Zhejiang, is an economically developed area and one of the cities with a large foreign population. Therefore, many foreigners will want to buy a house in Ningbo, but foreigners need to meet certain conditions when buying a house in Ningbo. What are the specific conditions? The following small series will introduce you!

20 18 what are the conditions for foreigners to buy a house in Ningbo?

1. Foreigners who buy a house in Ningbo must provide proof that they have paid personal income tax or social security in Ningbo for more than two years; After meeting the requirements, you need to provide ID cards, household registration books, marriage certificates and other materials.

2. To buy a house with a loan, you need to provide a copy of the unit's income certificate or business license, a running salary certificate, a house purchase contract or agreement, etc.

3. To buy a house with a loan, you need to agree to use the purchased commercial house as collateral.

4. The age of the borrower shall not exceed 65 for men and 60 for women.

5. Natural persons with full capacity for civil conduct and valid identity cards.

6. Have the ability to pay the down payment of the purchased house.

7 have a stable job and economic source, good credit, and the ability to repay the principal and interest of the loan.

What are the purchase restriction policies in Ningbo?

1. Non-local registered families who have no housing in Ningbo and can provide proof of personal income for paying social security for more than 2 years in this city can buy a house in the administrative areas of Haishu District, Jiangbei District and Yinzhou District of Ningbo City. Paying taxes or social security through overdue payment cannot be used as a valid certificate for buying a house.

2. Non-local registered families who have purchased 1 suite or above in the administrative areas of Haishu District, Jiangbei District and Yinzhou District will be suspended from buying houses in the restricted areas.

3. Non-registered families in this city cannot provide personal income tax or social insurance certificates that have been deposited in this city for more than two years, and they cannot buy houses in restricted areas.

4. Ningbo's restricted purchase areas include Haishu District, Jiangbei District and Yinzhou District.

Bian Xiao concluded: I have introduced the conditions for foreigners to buy houses in Ningbo and Ningbo's purchase restriction policy. Friends in need can refer to the above contents, hoping to help everyone.