Will the suspension of social security for three months affect the fair?

It will have a certain impact on personal social security rights, including pension insurance and medical insurance.

First, the social security rights and interests are affected.

The social security system is established by the state to protect the basic needs of citizens, including pension, medical care, unemployment, work injury, maternity and so on. The most direct impact of the interruption of individual social security contributions is that the accumulation of related social security rights and interests is affected.

1. Old-age insurance: The interruption of social security payment will lead to the reduction of the accumulated payment period of individual old-age insurance, further affecting the amount of future pension.

2. Medical insurance: During the suspension of social security, individuals will not be able to enjoy medical insurance benefits, including hospitalization reimbursement and outpatient reimbursement. If medical expenses occur during this period, they need to be borne by individuals in full.

3. Unemployment insurance, work-related injury insurance and maternity insurance: the rights and interests of these types of insurance will also be affected by the suspension of social security, such as the collection of unemployment insurance benefits, the application for work-related injury compensation and the issuance of maternity allowance.

Second, the possibility and limitation of paying social security.

In the case of social security interruption, individuals can choose to make up for the losses. However, it should be noted that the payment of social security is not unlimited.

1. Payment period: Generally speaking, individuals can make payment within a certain period after social security is interrupted, but the specific period varies according to regions and policies. After the prescribed time limit is exceeded, it may not be returned.

2. Paying back the expenses: Paying back the social security needs to pay a certain amount of late fees and interest, which will increase the personal economic burden. In addition, the base and proportion of payment may also be different from the current policy, resulting in the actual payment being different from the expected amount.

Third, how to avoid social security interruption?

In order to avoid the impact of social security interruption on personal rights and interests, individuals should understand social security policies in advance to ensure that social security premiums are paid in full and on time. At the same time, when changing jobs or facing other situations that may lead to the interruption of social security, we should consult relevant departments or institutions in time to understand how to properly handle social security issues.

To sum up:

The suspension of social security payment for three months has a certain impact on personal social security rights, including pension insurance and medical insurance. Individuals can choose to pay back the money to make up for the losses, but they need to pay attention to the time limit and cost of paying back the money. In order to avoid the impact of social security interruption on personal rights and interests, individuals should understand social security policies in advance and pay social security premiums in full and on time.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16 stipulates:

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

People's Republic of China (PRC) social insurance law

Article 27 provides that:

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

People's Republic of China (PRC) social insurance law

Article 63 provides that:

If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit. If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement. If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, so as to offset the social insurance premium with the proceeds from the auction.