What do men mean by five insurances and one gold?

Question 1: Does the five insurances and one gold for men also include maternity insurance? Hello! "Five insurances" refers to five kinds of insurance, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance; "One gold" refers to the housing accumulation fund. Maternity insurance is also included in the five insurances and one gold for men. The conditions for men participating in maternity insurance to receive maternity insurance include compliance with national, provincial and municipal family planning policies; The employer has continuously paid maternity insurance premium in full for employees 12 months, that is, the employer has already participated in maternity insurance for employees before their spouses give birth 12 months. Unemployed spouses of insured workers enjoy maternity insurance benefits, including medical expenses for hospital delivery; Medical expenses of outpatient abortion operation and inpatient abortion operation. In principle, the standard shall be subsidized according to 50% of the quota standard of maternity medical expenses for employees insured by enterprises in the whole city last year; If the actual maternity medical expenses are less than 50% of the quota standard, they shall be paid according to the actual expenses. The time limit for reimbursement is within 9 months from the date of natural delivery or cesarean delivery. Within 6 months from the date of abortion and induced labor.

Question 2: What are men's five insurances and one gold? What are five insurances and one gold? What are the five insurances: old-age insurance, medical insurance, unemployment insurance, maternity insurance and industrial injury insurance. The first three are paid by units and individuals in proportion; The latter two are paid by the unit, and individuals do not have to pay. One fund: housing accumulation fund, which shall be paid by units and individuals respectively.

Question 3: What are men's five risks? Men's five insurances and one gold include endowment insurance, medical insurance, unemployment insurance, maternity insurance, industrial injury insurance and provident fund.

Question 4: What are five insurances and one gold? What five insurances do men need to pay when they work in the company? Five insurances and one gold refer to several kinds of security benefits provided by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.

"Five insurances" refers to five kinds of insurance, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance; "One gold" refers to the housing accumulation fund. Among them, old-age insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals, while industrial injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay them. It should be noted here that "five insurances and one gold" are legal.

Question 5: What do you mean by five insurances and one gold? More specifically, the specific social security composition ratio is:

Endowment insurance: the unit pays 2 1% for you every month, and you pay 8% yourself;

Medical insurance: the unit pays 9% for you every month, and you pay 2% plus 10 yuan major illness co-ordination (major illness co-ordination mainly covers hospitalization);

Unemployment insurance: the company pays you 2% every month, and you pay it yourself1%;

Work injury insurance: the unit pays 0.5% for you every month, and you don't have to pay a penny yourself;

Maternity insurance: the unit pays you 0.8% every month, and you don't have to pay a penny yourself;

Housing accumulation fund: the unit pays you 8% every month, and you pay 8% yourself.

The most important thing is that, in this way, the social security ratio that the company pays for you every month should be 21%+9%+2%+0.5%+0.8%+8% = 41.3%.

Your monthly social security payment should be 8%+2%+10+1%+8% =19%+10.

Leaving aside 10 paid by Yuan You for the time being, the ratio paid by the company and yours should be 4 13: 190, that is to say, if.

You pay 190 yuan Social Security every month, then the company will put 4 13 yuan into your social security account.

The monthly increase in your social security account should be 4 13+ 190=603 yuan.

So when you can't see it, the company actually pays more than twice as much as you, so you pay social security every month.

Don't feel bad at work ~ you should know that the unit pays much more than you do, but it is the unit that feels bad.

Back to three insurances and one gold and five insurances and one gold, you should see it here. In fact, the three dangers mentioned in the Jianghu.

One gold is completely equal to five insurances and one gold, but three insurances and one gold come from your personal insurance (pension+medical care+unemployment+provident fund).

Yes, five insurances and one gold are the insurance paid by your company (pension+medical care+unemployment+work injury+maternity+provident fund). Put out three insurances and one insurance.

Gold says five insurances and one gold, but it's just a nice talk.

In addition to the unit can pay social security for you, in fact, people who have no job but have income or people who have a unit but don't pay social security can also do it.

Pay social security by yourself, but individuals can only pay endowment insurance+medical insurance, work injury, maternity, unemployment, provident fund, but individuals can't.

Here's what these social insurance premiums are and how to use them.

As mentioned earlier, social insurance = endowment insurance+medical insurance+industrial injury insurance+maternity insurance+unemployment insurance+housing accumulation fund.

Let's talk about endowment insurance first.

This insurance is generally paid 15 years before you can enjoy the pension for life, so students who want to get a pension.

Please be sure to pay before retirement 15 years ago, which is similar outside Nanjing.

If the pension insurance payment at retirement age is less than 15, the state will deposit 8.5% in the personal account at retirement.

% of the pension will be refunded to you in full.

Then you will ask, where is the 2 1% paid by the company?

You can't expect the country to give it to you. When you retire and take your personal money, the state will give you 2 1.

% of the money has been transferred to the national pension fund, which has nothing to do with you anymore.

You might say: Holy shit! That's my money. Why not give it to me?

Because it is stipulated by the state.

When returning money, only the money deducted by the individual himself is refunded, and the money paid by the unit for him has contributed to the country-

Let's take a look at how your pension is calculated when you retire.

The algorithm of pension is very complicated, because the country will change the payment base once a year. For example, you are now 30 years old,

Your current payment base is 1000 yuan. If the retirement age is 55, you must start paying before the age of 40.

Endowment insurance, and if you pay from the age of 30 now and have to pay for 25 years by the age of 55, then you can definitely enjoy the pension first.

Secondly, if the payment base of 3,000 Yuan You paid in 25 years becomes 6,000 yuan (I said if), then you are 55 years old.

First of all, you can get a basic pension of 6000×20%= 1200 yuan every month, which is given to you by the state, except yours.

People's accounts have accumulated a lot of money in 25 years. Let's average the payment base, (3000+6000)÷2=4500, then

You should have 4500×8% (the proportion of personal pension insurance) ×25× 12 months in your personal account over the past 25 years.

= 108000 yuan, then ... >>

Question 6: What is the use of "maternity insurance" in men's "five insurances and one gold"? After paying maternity insurance premium, men can enjoy the following benefits: reimbursement of family planning operation expenses for their spouses; Reimbursement of maternity medical expenses for unemployed spouses.

Maternity insurance is a social policy that the state provides economic and material assistance to maternity workers through social insurance legislation. As long as the employee signs a labor contract or forms a factual labor relationship with the employer, the employer should handle maternity insurance for the employee according to the regulations, and both men and women should participate. This is the obligation and responsibility of all units.

The nursing leave allowance enjoyed by the insured male workers according to the regulations shall be calculated and paid according to the stipulated holiday time based on the average monthly salary of employees in the last year in the overall planning area.

The male spouse who receives the "only child * * * to be certified" enjoys 10 day holiday and is paid according to the unified salary of the unit in the month when the child is born.

The Trial Measures for Maternity Insurance for Enterprise Employees stipulates that:

The proportion of maternity insurance premium is determined by the local people according to the number of family planning, maternity allowance, maternity medical expenses and other expenses, and can be adjusted according to the expenses, but the maximum amount shall not exceed 1% of the total wages. Self-employed workers do not pay maternity insurance premiums.

Question 7: What do you mean by five insurances and one gold? Are men and women paid the same? Hello,

Five insurances and one gold refer to endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. It has nothing to do with gender, but with basic salary.

If you are satisfied with the answer,

Please adopt,

thank you

Question 8: What is the difference between male maternity insurance with five insurances and one gold and female employees?

Maternity insurance is paid by the employer, and individuals do not have to pay it.

There is a difference in treatment.

Question 9: Do boys give five insurances and one gold? This general company is now owned by both men and women. As long as the company has relevant regulations, it enjoys five insurances and one gold.

I am a boy, and the company gave me five insurances and one gold.

Question 10: What are the five insurances: pension, work injury, medical care, maternity and unemployment?