How can a work-related injury company compensate the injured if it buys insurance?

Legal analysis: if the employer has purchased work-related injury insurance for the injured workers, the social security fund will pay the medical expenses, food subsidies for hospitalization and appraisal fees, and the employer will compensate the nursing expenses, wages during the waiting period and living allowances during the appraisal period. The social security fund shall also pay a one-time disability allowance to employees who have lost part of their working ability after being identified. If an injured worker proposes to terminate the labor relationship due to work-related injury, the social security fund shall also pay a one-time medical subsidy, and the employer shall also pay a one-time employment subsidy.

Legal basis: Article 18 of the Regulations on Work-related Injury Insurance shall submit the following materials when applying for work-related injury identification: (1) An application form for work-related injury identification; (two) the existence of labor relations with the employer (including factual labor relations); (3) Medical diagnosis certificate or occupational disease diagnosis certificate (or occupational disease diagnosis certificate). The application form for ascertainment of a work-related injury shall include basic information such as the time, place and cause of the accident and the degree of injury of the employees. If the materials provided by the applicant for work-related injury identification are incomplete, the social insurance administrative department shall inform the applicant in writing of all the materials that need to be supplemented at one time. The administrative department of social insurance shall accept the corrected materials after the applicant has been informed in writing.