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How to change employee medical insurance into resident medical insurance after leaving the company?
1. Bring ID card, medical insurance card and other relevant supporting materials to the insured registration place to go through the formalities of stopping the medical insurance for employees;
2. Bring the residence booklet, the original and photocopy of the ID card and other materials to the community social security office in the place of residence to handle the residents' medical insurance payment;
3, audited by social security agencies, after passing the audit, transferred to the residents' medical insurance, and issue the corresponding medical insurance card.
Types and characteristics of medical insurance:
1. Definition of employee medical insurance: employee medical insurance is the basic medical insurance for employees, and it is a kind of social insurance provided for on-the-job employees to reduce the economic burden caused by illness;
2. Definition of residents' medical insurance: residents' medical insurance is the basic medical insurance for urban and rural residents, mainly for non-employees, such as unemployed people, children, students and the elderly;
3. Characteristics of employee medical insurance: employee medical insurance usually has a high payment base and a relatively high level of protection, which is jointly paid by employers and individuals;
4. Characteristics of residents' medical insurance: the base of residents' medical insurance payment and the level of protection are low, and individual contributions are the main ones, which are suitable for residents without fixed jobs;
5. Conversion conditions: Under normal circumstances, only employees who lose their medical insurance qualifications, such as resignation and retirement, can be transferred to residents' medical insurance.
To sum up, the process of transferring employees' medical insurance to residents' medical insurance after leaving the company includes going through the formalities of stopping employees' medical insurance, paying residents' medical insurance fees, and issuing medical insurance cards after being audited by social security agencies.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 25
The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.
Article 26
The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.
Article 27
Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.
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