2065438+2009 Jiangsu Provident Fund deposit ratio minimum standard, Jiangsu Provident Fund base adjustment plan

It is understood that the calculation of total wages is based on the "Regulations

2065438+2009 Jiangsu Provident Fund deposit ratio minimum standard, Jiangsu Provident Fund base adjustment plan

It is understood that the calculation of total wages is based on the "Regulations on the Composition of Total Wages" of the National Bureau of Statistics. The wage income of employees includes wages, bonuses (performance), allowances and overtime pay. 65438+ 10/month 1, for new employees, the monthly salary income of the employee in the second month of employment or the average monthly salary actually paid since the new employment shall be taken as the deposit base of the housing provident fund.

The proportion of housing provident fund deposit, the proportion of government institutions and their employees is still12%; The contribution ratio of enterprises (including self-supporting institutions managed by enterprises) and their employees is still 8%- 12%. If the payment ratio does not reach 8%, it should be adjusted to 8%. The contribution rate of urban individual industrial and commercial households and their employees and freelancers is 20%. The monthly salary base of housing provident fund for urban individual industrial and commercial households and their employees and freelancers shall not be lower than the lower limit of the old-age insurance payment base announced by the provincial government in the current year, nor lower than the base of my previous year's housing provident fund payment, nor higher than the upper limit of Yancheng payment base 13000 yuan.

Under the premise of ensuring the withdrawal of paid employees, the housing provident fund will give priority to meeting the loan demand for purchasing the first set of self-occupied housing. The maximum loan amount for a loan applicant to buy a policy-oriented housing or the first self-occupied housing with a building area of less than 90 square meters in Xing Tao is adjusted to10.2 million yuan, and the maximum loan amount for a non-policy housing or a second housing with a building area of more than 90 square meters in Xing Tao is still 800,000 yuan. The specific amount of personal loans for housing provident fund is comprehensively determined in accordance with the Notice on Strengthening the Differential Management of Personal Loans for Housing Provident Fund of Central State Organs.

If the deposit of housing provident fund in other places fails to reach the prescribed deposit time in Beijing, the employee may provide the deposit certificate issued by the housing provident fund management center of the original deposit place. After examination and confirmation, the payment time can be calculated according to the payment voucher. For Beijing registered employees who are stationed by the central state organs in different places on business and pay the housing provident fund in different places, if they buy the first set of self-occupied housing in Beijing, they can apply for loans with the relevant materials such as the payment certificate issued by the housing provident fund management center in their workplace. Cancel the guarantee service fee 1.5‰ for installment guarantee and real estate mortgage guarantee provided by developers or selling units.

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